Lowell /Littlewoods

[Angry Cat]

Re: Lowell /Littlewoods

Letter to Lowells

Copy to:
The Compliance Officer,
The Lowell Group:

Supplier Details: Lowell Group

[bluebottle]

Re: Lowell /Littlewoods

Thanks for that, Angry Cat. Much appreciated.

[brecken]

Re: Lowell /Littlewoods

Thank you all so much for your help, i will put it into practice, i have been back in hospital yesterday disgarged today so if im right in thinking there is no immediate danger of litigation then i will take a few days to get back on my feet then tackle them once more.
Much apprecoated
Brecken x

[Angry Cat]

Re: Lowell /Littlewoods

Lowell, should have flagged your case as: sensitive!

And dealt with appropriately as per the MALG Guidance...

[labman]

Re: Lowell /Littlewoods

Do Lowells have any MALG trained advisers? I doubt it.

[bluebottle]

Re: Lowell /Littlewoods

Do Lowells have any MALG trained advisers? I doubt it.

Are they trained? House-trained polecats, maybe, but trained? Nah. I agree with you, Labman.

[brecken]

Re: Lowell /Littlewoods

Hi Guys, I have viewed my credit file and it seams it was Lowell who have defaulted my account and not Littlewoods this was in Oct 2011 can i have this removed did i read somewere thats its only the origional creditor that can default you?

[Angry Cat]

Re: Lowell /Littlewoods

I would suggest that the account was defaulted by Littlewoods.
But when the debt was assigned to Lowell, Lowell became the new data controller.

[labman]

Re: Lowell /Littlewoods

Knowing Lowells, it is very possible they could have defaulted you (albeit unlawfully) a second time. I hope you have sent a SAR request to Littlewoods as suggested earlier. If not, I would strongly recommend you do so.

If Lowells have defaulted you a second time, you want to make an almighty fuss at Lowells and register a formal complaint with the ICO. Once you know, post up and let us know.

[murfs]

Re: Lowell /Littlewoods

Hi am new here so bear with me !!

My credit file is showing that i have a default registered with Lowell in 2008 and that the account was first started in 1998 when i had a littlewoods catalogue. I got into some debt due to an ex husband and started to repay my debts back via a debt management plan with Moneyway (were part of secure homes). My credit file is showing that I defaulted payments in November 2008 when i believe I switched debt management companies. My status history on experian was last updated in 29/01/2012 ( i assume by Lowell). It is also showing that the current balance is statisfied.

Is there anyway that i can get this default removed from my account ? My debt is all paid off but this default is affecting my credit score - i am worried that entering into a debt management plan meant that i acknowledged the debt and have no way of arguing that the default should be removed.

[teaboy2]

Re: Lowell /Littlewoods

Hi am new here so bear with me !!

My credit file is showing that i have a default registered with Lowell in 2008 and that the account was first started in 1998 when i had a littlewoods catalogue. I got into some debt due to an ex husband and started to repay my debts back via a debt management plan with Moneyway (were part of secure homes). My credit file is showing that I defaulted payments in November 2008 when i believe I switched debt management companies. My status history on experian was last updated in 29/01/2012 ( i assume by Lowell). It is also showing that the current balance is statisfied.

Is there anyway that i can get this default removed from my account ? My debt is all paid off but this default is affecting my credit score - i am worried that entering into a debt management plan meant that i acknowledged the debt and have no way of arguing that the default should be removed.

Hi Murfs, i have asked the site team to move your post into its own thread for you, so then it doesn't confuse the current thread where you have posted in. People will respond once your post is in its own thread.