help needed offer of settlement dca please

[Guest]

Re: help needed offer of settlement dca please

dca says they are acting on behalf of there client barclays babk plc

I think you need to dig deeper than that.

You need to ask for a copy of the authority for which the debt collector is acting. Otherwise you have no legal obligation to communicate with them.

And that needs to be done BEFORE you offer them anything. If barclays has sold the debt, then you may not owe anything IFAIK because you only have a responsibility to pay Barclays per contract.

[labman]

Re: help needed offer of settlement dca please

Definitely the debt needs proving first so you know you're paying the right people.

HC - if the debt has been assigned correctly, Barclays are perfectly within their rights to assign the collection of the debt to a third party or to sell it completely as an Assignment in absolute.