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wage arrestment

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  • wage arrestment

    Hi im new on here and wondering if anyone has experience of wage arrestments?
    I have been paying off council tax arrears by wage arrestment for over 1 year. I work as a bank staff nurse so my wages vary depending on the amount of hours i work in a month. I have read the arrestment table and fully understand it is a percentage of wages earned.

    I would usually pay around £200=£300 a month to the arrestment and it had left me struggling financially. Recently another company acquired a further arrestment an I was assured my payments would stay the same.

    I was paid my wage for november and dont have a payslip to refer to there was a muck up with my wages and although I was eventually paid I've been told my next payslip will include these details. I spoke to my payroll rep and was told I paid £400 to the arrestment this month.

    What I'm confused about is that I was paid £780 net wages and after direct debits have around £200 to live on.

    How can they take to much in one go basically half of what i was given to live on for a month.
    By the time I finish my arrestment I will have paid around 5k in 18 months. I am trying to take responsibility for my debts but due to this shortfall each month I have been unable to set up payments as I havent got the spare cash

    If you have taken the time to read this fully thank you and any info is appreciated

    Jo
    Tags: None

  • #2
    Re: wage arrestment

    Hi jo77,

    I'm not 'up' on Scottish law, but I think you can apply to the court for time to pay.

    I found this info

    http://www.alex-m-adamson.co.uk/news/2007_ST1_TTP.aspx

    2007, so I hope it's up to date.

    Have you contacted the Scottish National Debtline?

    http://www.nationaldebtline.co.uk/scotland/
    CAVEAT LECTOR

    This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb


    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.


    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick

    Comment


    • #3
      Re: wage arrestment

      Time to pay and council tax debt

      From 1 April 2008 the rules about time to pay and council tax arrears changed. Before then, council tax debt was excluded from the time to pay rules. From 1 April 2008 you can apply to the sheriff for time to pay your council tax debt. You can only do this after the council has issued a formal demand for the money you owe. This is called a charge for payment.
      There is an example of the DSA2 application form at the end of this fact sheet. You might be sent an application form for a time to pay order along with the charge for payment. If not, and you are unable to get one from a local advice centre, phone us for a copy.

      taken from

      http://www.nationaldebtline.co.uk/sc...ons_and_orders
      CAVEAT LECTOR

      This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

      You and I do not see things as they are. We see things as we are.
      Cohen, Herb


      There is danger when a man throws his tongue into high gear before he
      gets his brain a-going.
      Phelps, C. C.


      "They couldn't hit an elephant at this distance!"
      The last words of John Sedgwick

      Comment

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