please can someone have a look at this wording this is a letter i got from CAPQUEST
I think this debt is come upto 6 years im not sure as i forgot all about this but they found me at this address were i am now.
I moved in feb 2006 and must of forgot all about this and now in am real worried as i own my home so dont want a ccj
how do i find out if it is 6 years
I have not made any payments to this if i can remember from dec 2005/jan 2006 im not sure
please can someone give me info on what i should do
thanks
i cant up load pc playing up so i will type what it says
If i ring littlewoods to find out when last payment was made will the 6 years start again
date 14th december
debt purchased from lcg (littlewoods)
account 0000000 ballance £1357.63
letter of claim under the practice direction-pre action conduct
you have not responded to our previous letters. your account has been passed through the relevant pre-action validations and checks.
your account will be passed to our solicitors with instructions to commence legal action on or after 28th dec 11 unless you have reached a satisfactory arrangement with us before then.
the claim will be issued in the name of capquest investments limited and will be for the unpaid ballance on the above account. we want you to contact us with your proposals for payment by letter quting ref or by telephoning our experienced team of collectors on 00000 to descuss possible repayment options.
you do not have to pay the full balance immediately to avoid a claim being issued. we will seek to agree an acceptable arrangement for payment over a period of time.
we will allow you a further 14 days to contact us.
if you do nothing then a claim will be issued without any further warning to you.
this will involve expenditure on the court fees and solicitors court costs which we will seek to recover from you.
through the litigation process we will seek a judgment of the court, directing you to pay the moneies outstanding. if are successful and if necessary to do so we will seek to enforce such judgement by warrant of execution which will result in bailiffs visiting your address.
we refair you to practice direction-pre action conduct and particulary paragraph 4 whice allows the court to impose sanctions on a party who does not comply with its requirements. we are willing to discuss with you any issues relating to our claim and seek to resolve any dispute through alternative dispute resolution methods. our prefarred method is without prejudice discussions with you or your advisers.
free advice and assistance can be obtained from organisations
the letter was posted 2nd class
like i said i had forgot all about this i did order something from littlewoods a few weeks ago so this is were it may have flagged up.
I think this debt is come upto 6 years im not sure as i forgot all about this but they found me at this address were i am now.
I moved in feb 2006 and must of forgot all about this and now in am real worried as i own my home so dont want a ccj
how do i find out if it is 6 years
I have not made any payments to this if i can remember from dec 2005/jan 2006 im not sure
please can someone give me info on what i should do
thanks
i cant up load pc playing up so i will type what it says
If i ring littlewoods to find out when last payment was made will the 6 years start again
date 14th december
debt purchased from lcg (littlewoods)
account 0000000 ballance £1357.63
letter of claim under the practice direction-pre action conduct
you have not responded to our previous letters. your account has been passed through the relevant pre-action validations and checks.
your account will be passed to our solicitors with instructions to commence legal action on or after 28th dec 11 unless you have reached a satisfactory arrangement with us before then.
the claim will be issued in the name of capquest investments limited and will be for the unpaid ballance on the above account. we want you to contact us with your proposals for payment by letter quting ref or by telephoning our experienced team of collectors on 00000 to descuss possible repayment options.
you do not have to pay the full balance immediately to avoid a claim being issued. we will seek to agree an acceptable arrangement for payment over a period of time.
we will allow you a further 14 days to contact us.
if you do nothing then a claim will be issued without any further warning to you.
this will involve expenditure on the court fees and solicitors court costs which we will seek to recover from you.
through the litigation process we will seek a judgment of the court, directing you to pay the moneies outstanding. if are successful and if necessary to do so we will seek to enforce such judgement by warrant of execution which will result in bailiffs visiting your address.
we refair you to practice direction-pre action conduct and particulary paragraph 4 whice allows the court to impose sanctions on a party who does not comply with its requirements. we are willing to discuss with you any issues relating to our claim and seek to resolve any dispute through alternative dispute resolution methods. our prefarred method is without prejudice discussions with you or your advisers.
free advice and assistance can be obtained from organisations
the letter was posted 2nd class
like i said i had forgot all about this i did order something from littlewoods a few weeks ago so this is were it may have flagged up.
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