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Letter received, debt from 2004

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  • #1

    Letter received, debt from 2004

    I received a letter from Link Financial, it said that they are the current owner of a debt from 2004! They request the full amount.

    Firstly I have absolutely no recollection of this debt supposedly from MBNA and forgive me for asking, but surely if it was my debt, then wouldn`t this be statute barred by now? Wouldn`t they have attempted to reach me before now?

    What would you do in this situation please?
    Tags: None
  • #2
    Re: Letter received, debt from 2004

    Statute barred debt, ie it's over 6 years with no acknowledgement of the debt. I believe the technical term is, they can go whistle dixie
    "Family means that no one gets forgotten or left behind"
    (quote from David Ogden Stiers)

    Comment

    • #3
      Re: Letter received, debt from 2004

      "I wish I was in the land of cotton,
      Old times debts are long forgotten;....."
      CAVEAT LECTOR

      This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

      You and I do not see things as they are. We see things as we are.
      Cohen, Herb

      There is danger when a man throws his tongue into high gear before he
      gets his brain a-going.
      Phelps, C. C.

      "They couldn't hit an elephant at this distance!"
      The last words of John Sedgwick
      • 1 thank

      Comment

      • #4
        Re: Letter received, debt from 2004

        Originally posted by charitynjw View Post
        "I wish I was in the land of cotton,
        Old times debts are long forgotten;....."
        Showing your age knowing that. You can claim a little more youth by saying you know it from Elvis' American Trilogy. Will you be believed though?

        Comment

        • #5
          Re: Letter received, debt from 2004

          Originally posted by labman View Post
          Showing your age knowing that. You can claim a little more youth by saying you know it from Elvis' American Trilogy. Will you be believed though?
          I wouldn't have known it if I hadn't've seen you post it somewhere!
          CAVEAT LECTOR

          This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

          You and I do not see things as they are. We see things as we are.
          Cohen, Herb

          There is danger when a man throws his tongue into high gear before he
          gets his brain a-going.
          Phelps, C. C.

          "They couldn't hit an elephant at this distance!"
          The last words of John Sedgwick

          Comment

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