Hi, I hope someone can advise me cos this is really stressing me out.
My partner has been getting letter from various debt collection agencies for a few years now, over a debt of about £450 to 3 mobile from when he was 16 or 17 (he's now 23).
We have always ignored these until recently we have had some letters from Mackenzie Hall, one said they would send bailiffs to our door and this scared me as I am pregnant and home by myself in the day while partner is at work.
The next letter said we had to pay £40 a month until the debt was cleared, after receiving this letter we sent them a template Statute Barred letter as we thought after 6-7 years the debt was unenforceable. This morning have had a latter back from Mackenzie saying the debt is NOT statute barred and we have to phone them to discuss it.
I'm getting so worried about this, partner only earns low wage, we have a child and one on the way, rent and bills to pay and having to pay an extra £40 a month is the last thing we need right now.
Any advice would be greatly appreciated, thanks
My partner has been getting letter from various debt collection agencies for a few years now, over a debt of about £450 to 3 mobile from when he was 16 or 17 (he's now 23).
We have always ignored these until recently we have had some letters from Mackenzie Hall, one said they would send bailiffs to our door and this scared me as I am pregnant and home by myself in the day while partner is at work.
The next letter said we had to pay £40 a month until the debt was cleared, after receiving this letter we sent them a template Statute Barred letter as we thought after 6-7 years the debt was unenforceable. This morning have had a latter back from Mackenzie saying the debt is NOT statute barred and we have to phone them to discuss it.
I'm getting so worried about this, partner only earns low wage, we have a child and one on the way, rent and bills to pay and having to pay an extra £40 a month is the last thing we need right now.
Any advice would be greatly appreciated, thanks
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