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HI in february I received a letter from Fredrickson claiming their client Arrow Global was owe £2229.27 by myself. I have never heard of Arrow or had any contact from them. I sent a do not acknowledge letter, I then received another letter demanding payment which I reiterated the DNA and added a prove it, i received a letter saying it was being passed back to their client. Last month I got another letter from Freds with an old Orange mobile account statement attached, with a letter basically saying there you go there's your proof. I replied with a letter stating that they have alleged a debt with Arrow but have sent a statement from Orange and that this must be a mistake.
I'm fully aware that they have probably bought the debt from Orange, howeverI have never received a notification of assignment, or any previous correspondence from Arrow.
Freds then sent a FREDPAY cardstating I have failed to make acceptable payment proposals on 21st June, today I received a letter from Bryan Carter (Letter before Action) giving me 14 days to pay up.
I have sent a letter today to both freds and BC stating that for all I know Arrow have picked up a copy of my old orange statement from a dustbin and that they should send proof that they own the alleged debt, along with a copy of the contract signed by myself (recorded delivery)
The Orange debt was disputed in 2006 with orange when they sold it to Moorcroft and it was passed back to them. I refused to pay over £2000 for one months mobile phone bill aas they were run up by recieving text messages whilst abroad that I had no control over, furthermore I offered to pay for calls made and sms sent but not received and stipulated that they had a duty to limit the total amount of the bill to a reasonable amount, as my usual bill was £50-£100, they had no upper limit on the amount that the bill could have reached and didn't notify me of the increased costs at the time. Since this time the EU have passed a law effectively agreeing with me. I am aware that Mobiles aren't covered by CCA so what other strategy can I use?
I am still prepared to stand by my original offer to the tune of around £500 over several months, I would prefer to pa this to Orange rather than let Freds/BC Arrow take a cut. Should I expect BC just to file a CCJ? Should I continue to fight Freds/BC asking for proof or just make them the offer that I had made Orange? any help from anyone who has had similar dealings would be greatly received
I'm fully aware that they have probably bought the debt from Orange, howeverI have never received a notification of assignment, or any previous correspondence from Arrow.
Freds then sent a FREDPAY cardstating I have failed to make acceptable payment proposals on 21st June, today I received a letter from Bryan Carter (Letter before Action) giving me 14 days to pay up.
I have sent a letter today to both freds and BC stating that for all I know Arrow have picked up a copy of my old orange statement from a dustbin and that they should send proof that they own the alleged debt, along with a copy of the contract signed by myself (recorded delivery)
The Orange debt was disputed in 2006 with orange when they sold it to Moorcroft and it was passed back to them. I refused to pay over £2000 for one months mobile phone bill aas they were run up by recieving text messages whilst abroad that I had no control over, furthermore I offered to pay for calls made and sms sent but not received and stipulated that they had a duty to limit the total amount of the bill to a reasonable amount, as my usual bill was £50-£100, they had no upper limit on the amount that the bill could have reached and didn't notify me of the increased costs at the time. Since this time the EU have passed a law effectively agreeing with me. I am aware that Mobiles aren't covered by CCA so what other strategy can I use?
I am still prepared to stand by my original offer to the tune of around £500 over several months, I would prefer to pa this to Orange rather than let Freds/BC Arrow take a cut. Should I expect BC just to file a CCJ? Should I continue to fight Freds/BC asking for proof or just make them the offer that I had made Orange? any help from anyone who has had similar dealings would be greatly received
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