Hillesden

[squaddiewife]

Hi again,

Ok so Hillesden placed a default notice on my husbands account, I sent the CCA request, but as I was new to everything I didn't word it specifically to the law sections. It was still a cca request and I did send the pound for the info. They Promptly ignored the letter, then a few weeks later sent me a letter under their other name of direct and legal collections. The letter just says it is a sum of arrears notice.

I sent them the how dare you sell my account on to another company whilst it is dispute letter, plus the reminder to the CCA request.

I then left it 30 plus days and sent them the section 10 notice ( I think it was that one, saying you have failed to provide me with anything I have asked you to therefore you are in serious breech of blah blah blah)

Today however I recieve a letter saying that they never recieved a formal request for a CCA. They have also made up a copy of a letter (without any headings) dated it 10th march and said that they need a formal request under the consumer credit act 1974 plus a pound fee.


So should I start the process over again with them??? I am tempted to, but thats playing their game. I am unsure of what to do next???

[CleverClogs]

Re: Hillesden

Hit the scoundrels with a Subject Access Request, under section 7 of the Data Protection Act 1998; admittedly, the maximum fee which they'll demand - and they will demand the maximum - is £10 rather than a measly £1, but it should involve a lot more effort on their part which seems fair return for them having chosen to play at Silly Sodomites.

It may also produce some interesting results.

[Pinky69]

Re: Hillesden

Hillesden/DLC are my favourite shower of creeps because they are so incredibly stupid. I personally would just ignore them and let them chase themselves round their different companies (Hillesden/DLC/MDB) trying to catch themselves. Unless they can produce a credit agreement , which you requested, then the alleged account remains in dispute no matter what they say. If they continue to pursue you for payment, write to the OFT telling them they are pursuing you for an alleged debt in dispute and send a copy to DLC's Complaints Department. Ask the credit reference agencies to remove the default as there is no proof this money is owed.

[squaddiewife]

Re: Hillesden

Thank you!

They have annoyed me so I am going to send them the section ten letter again plus a SAR hehe

[ODC]

Re: Hillesden

Wait until they put you on their Debt Surveillance Programme. Another joke fro the chicken pluckers

[ben13]

Re: Hillesden

omg i've been on that super scary programme ODC!!!
I was sooooo scared of their super powers to do....... nothing

[squaddiewife]

Re: Hillesden

LOL thanks for the warnings ;-)