Credit Solutions Limited Harrassment

[CleverClogs]

Re: Credit Solutions Limited Harrassment

LOL, I'll assume that their deafening silence, compared to the 4-5 letters a week I was getting threatening to 'send agents to my house', suggests that the oafs do understand the alleged debt is uncollectable until they do!

I'm actually interested to see what their next move is. If they actually had an agreement I'm sure they would have produced it by now and been jumping my bones!

So the diet's worked?

[winner12]

Re: Credit Solutions Limited Harrassment

Hi Crispy
So that makes 2 of us still waiting for Crud Solutions to get in touch
What Morons maybe Cap 1 have only 1 brain cell too if they keep using the same idiots to not collect debts on their behalf

[Crispybacon]

Re: Credit Solutions Limited Harrassment

Hi Crispy
So that makes 2 of us still waiting for Crud Solutions to get in touch
What Morons maybe Cap 1 have only 1 brain cell too if they keep using the same idiots to not collect debts on their behalf

Well I'm sure we're not the only ones!

As they have cashed my postal order but have not adhered to my request a complaint I am wondering whether a complaint to the ICO is in order.

However...... I do not want to give them any motivation to try to produce a reconstituted copy! So I think the best approach here is that we are at a standoff with the destination being the debt will become statute barred.

Of course that is a long way off yet, and many things can happen in that time, but unless the law changes so that they do not have to produce a CCA, we are at a stalemate!

Best

Crispy

[winner12]

Re: Credit Solutions Limited Harrassment

Hi Crispy
From what I have learnt about recon agreements they still have to have the original to take you to court the recon is only to cover your request for s78
If Im wrong no doubt someone will post shortly
Even after getting the recon I have heard nothing from CAP 1 or their DCA so that may tell you something

[Crispybacon]

Re: Credit Solutions Limited Harrassment

Hi All

Just a quick update, another 3 weeks on and silence is more than deafening. No letters, no CCA, no nothing.

Good job I'm not holding my breath!

Crispy

[The Debt Star]

Re: Credit Solutions Limited Harrassment

Good job I'm not holding my breath!

bet you wish THEY were

[Crispybacon]

Re: Credit Solutions Limited Harrassment

bet you wish THEY were

I can only wish!

Still they are definately drowning!

[The Debt Star]

Re: Credit Solutions Limited Harrassment

I can only wish!

Still they are definately drowning!

LOL

[mr.ton]

Re: Credit Solutions Limited Harrassment

DCA's dont like coming up against someone who knows their rights etc....
They will have washed their hands of the debt and passed it onto some other DCA lower down the sewer.

[Crispybacon]

Re: Credit Solutions Limited Harrassment

They will have washed their hands of the debt and passed it onto some other DCA lower down the sewer.

I hope they are that stupid Mr T!

They have cashed my postal order but not provided a CCA so a complaint to the ICO will be immediate, as well as a demand of the return of my £1 and compensation not to mention slapping down any new DCA due to non compliance of my CCA request!

[The Debt Star]

Re: Credit Solutions Limited Harrassment

Trouble with Postal Orders though Crisp - and everyone seems to recommend them for some reason - is that you don't know if they have cashed them. Cheques we know if they have encashed. So why don't we send cheques for CCAs and SARs?

[Crispybacon]

Re: Credit Solutions Limited Harrassment

Trouble with Postal Orders though Crisp - and everyone seems to recommend them for some reason - is that you don't know if they have cashed them. Cheques we know if they have encashed. So why don't we send cheques for CCAs and SARs?

Hi DS

You can check with the Post Office as to whether a PO has been cashed or not.

You need the serial number of the Postal Order and you can only do it via post via a form from a post office (they don't do this over the phone though I know they can they just won't!)

They can then trace if its been cashed though it takes a little while for them to respond. I've had to do this twice now (other one was Lowells claiming they hadn't received it. They were VERY surprised when I presented the evidence that they had!)

My reason for not sending a cheque is twofold:

1) You are providing a signature which can be photoshopped into a reconstituted agreement

2) You are providing details of your bank and account number which they may not have

(I changed banks to prevent money from being pinched by unscrupulous DCA's and Payday Loan Companies setting up DD's without my permission)

Perhaps I'm being overly paranoid but its a rule thats served me well the last 18 months!

Best

Crispy

[The Debt Star]

Re: Credit Solutions Limited Harrassment

Good points mate.

What form is that at the post office? Does it have a name / title?

[winner12]

Re: Credit Solutions Limited Harrassment

Hi Crispy
Sorry but at present i am breaking your record being ignored by crud solutions since last October did get a letter from Scotcal (sent prove it) not heard from them since January this year
Onwards and upwards mate you deserve the deafening silence enjoy it while you can
Oh and DS they give you a tracker number when you buy a postorder we are such untrusting souls these days thats why we send cheques anymore

[CleverClogs]

Re: Credit Solutions Limited Harrassment

I hope they are that stupid Mr T!

They have cashed my postal order but not provided a CCA so a complaint to the ICO will be immediate, as well as a demand of the return of my £1 and compensation not to mention slapping down any new DCA due to non compliance of my CCA request!

Why not sell their debt to you?

I dare say MacKenzie Hall might welcome having an enforceable debt for a change.