Re: Advice needed regarding DCA letter for non payment of Property Management Charge
RMG were sending their service charge invoices to my flat (that was rented to tenants) instead of my service address, and then sending a late payment demand to my service address via their sister company PDC, with their extortionate charges duly attached.
I suffered this for a couple of years and then refused to pay their charges, paying just the service charge minus their late payment fees. A debt then built up and they would then contact my lender to pay the debt and add it to my mortgage.
But Just when you think you are back on track and the debt is cleared, another debt appears from nowhere and without warning, and the process starts again.
I am a professional person with no debt and good credit, I do not avoid paying my bills, but I resent paying extortionate fees.
It makes my blood boil that these people are getting away with daylight robbery. They are working the legal system to their advantage, they know people do not want to pay out for solicitors to challenge the debt, and that its easier and cheaper to just pay it off, and if they don't pay it off, then the mortgage company will. Its scandalous.
PDC recently had judgement awarded against me (in my absence) for fees of £1100 which escalated to £1400 with their costs added, and when it wasn't paid within 14 days they added another £1350 (for a sec 146 notice) because they contacted my lender for the payment. A total of £2750 I had to pay, and they would not budge when I asked for a reduction to get the matter settled over the phone.
I wonder how much the next debt will be..!
RMG were sending their service charge invoices to my flat (that was rented to tenants) instead of my service address, and then sending a late payment demand to my service address via their sister company PDC, with their extortionate charges duly attached.
I suffered this for a couple of years and then refused to pay their charges, paying just the service charge minus their late payment fees. A debt then built up and they would then contact my lender to pay the debt and add it to my mortgage.
But Just when you think you are back on track and the debt is cleared, another debt appears from nowhere and without warning, and the process starts again.
I am a professional person with no debt and good credit, I do not avoid paying my bills, but I resent paying extortionate fees.
It makes my blood boil that these people are getting away with daylight robbery. They are working the legal system to their advantage, they know people do not want to pay out for solicitors to challenge the debt, and that its easier and cheaper to just pay it off, and if they don't pay it off, then the mortgage company will. Its scandalous.
PDC recently had judgement awarded against me (in my absence) for fees of £1100 which escalated to £1400 with their costs added, and when it wasn't paid within 14 days they added another £1350 (for a sec 146 notice) because they contacted my lender for the payment. A total of £2750 I had to pay, and they would not budge when I asked for a reduction to get the matter settled over the phone.
I wonder how much the next debt will be..!
Comment