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Interest and Charges

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  • Interest and Charges

    Hoping im in the right place, Just pasting in what I have from other topic and linking it, need this to be sorted before xmas so hoping for some advice etc and then i can relax for xmas hopefully Thanks all

    Morning All, thanks for reading,

    Phone this Compnay last night, and got i have around £500 left to pay which is awesome and end of a chunkc of wages each month, However they then dropped a bomb shell, i have £1900 plus of just charges!!!!!!! so still one heck of a lot to go. But surely thats a mental amount to try an put on my account, I said to the nice woman on the phone, " this is because you just purposly phone me as many times a day for like£7 and send a letter for £25 a time and will send as many as you can get away with" to which she replied with a sort of aggrement!

    Got on the phone then they said "what insurance canx? i can't see one, until i flipped out a little then i got a ohh ye i can see that, but do i trust that?
    They are sending me out a statement ha!
    Im sick of these people I missed a payment last month becuase of a house move and helpign a friend in need out and they have put my account up for default unless i pay £400 (more than twice the amount i normally pay)
    Also Asked if all possible insurances are cancelled (which i dont believe as never had conformation) why have my payments gone up and not evaluated and lowerd??

    It the Xmas season and if they take this money Nobody I know partner or family will be getting a single prezzie and to be honest i probably wont be able to travel home for xmas!!

    Any help on any points would be muchly appreciated!

    Linked to http://www.legalbeagles.info/forums/...ad.php?t=25789 if i have confused you )
    ~Never has PPI refunds been owed to so many...by so few~
    Tags: None

  • #2
    Re: Intrest and Charges

    Right Just a Wee Update, I have filled in a form for the FOS to complain about some people, as they ignored my copy to them im moving to the next stage.

    Also Can anybody help out to point me towards somewhere i can get financial advice legally as I really need to put my case forward

    Cheers All

    OPbC
    ~Never has PPI refunds been owed to so many...by so few~

    Comment


    • #3
      Re: Interest and Charges

      Sorry to Bother but one other Question, Do the Loan Company have to state the terms of Charges and interest? I only Ever had a poor photocopy and Im pretty sure it Never stated charges amounts, so technically they could charge what the hell they want, how are loan companies allowed to do that?
      Under section 77-78 Consumers rights I will request a copy of the agrement, but I can swear on anybodys life that all i ever had was a copy and that is it no charges leaflet no letter of possible intent. the more i delve into this case the more it seems as dodgey as hell!!!!

      Pock
      ~Never has PPI refunds been owed to so many...by so few~

      Comment

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