Am I Screwed?

[Tya]

Hi All,

Am I screwed for offering Cabot £1 a month online, sending off for my CCA then sending a 2nd letter regarding my CCA stating the account is in dispute?

Thanks

[Caspar]

Re: Am I Screwed?

Have they contacted you accepting the £1 offer?

[Tya]

Re: Am I Screwed?

Have they contacted you accepting the £1 offer?

Yes they have, and they have frozen the interest aswell as I sent the I/E form

The thing is, I sent the second letter on Mon 1st Nov re not receiving the CCA etc...

I didn't pay the £1 which was due on Mon...


Does this mean I'm now wasting my time?

[Caspar]

Re: Am I Screwed?

What do YOU want as an outcome of this. Do you want to keep paying £1 per month or for them to consider the account in dispute?

[Tya]

Re: Am I Screwed?

What do YOU want as an outcome of this. Do you want to keep paying £1 per month or for them to consider the account in dispute?

I don't have a problem paying the pound. But because I have missed the payment which was 1st of November and sent a 2nd letter stating account in dispute. They may want to take things further as I've now missed the payment.

I only sent the 2nd letter re the CCA not being received because of advice from on here. I was advised that I am entitled to the CCA and that Cabot are now in dispute for not sending it.

[Caspar]

Re: Am I Screwed?

If you're happy paying the pound, send them the pound for this month that you missed plus an exta 50p or £1 as a gesture of goodwill and by way of apology for missing the payment and attach a letter assuring them it won't happen again.

Hopefully they'll accept this!


David

[Tya]

Re: Am I Screwed?

If you're happy paying the pound, send them the pound for this month that you missed plus an exta 50p or £1 as a gesture of goodwill and by way of apology for missing the payment and attach a letter assuring them it won't happen again.

Hopefully they'll accept this!


David

Ok,

Thanks for this. I will do that today and hopefully they will forgive me for send a snotty 2nd letter.

Thanks. x

[Caspar]

Re: Am I Screwed?

The person who advised you is technically correct, but my opinion is, if you're happy with paying £1.00 (well done you for getting that accepted - wish I could!!!!!!) then it's sometimes best to quit while you're ahead.

As long as you're happy.

David
x

[Tya]

Re: Am I Screwed?

The person who advised you is technically correct, but my opinion is, if you're happy with paying £1.00 (well done you for getting that accepted - wish I could!!!!!!) then it's sometimes best to quit while you're ahead.

As long as you're happy.

David
x

Yes I have done that. Will be paying the £1 a month until I save up and pay them off...

Thanks for all your help.x

[Caspar]

Re: Am I Screwed?

No problem Tya - good luck!

David
x