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Wasn't really sure where to post this so hope it's in the right place.
I had a debt that was purchased by Intrum UK in 2014 (IIRC) and following a court claim, Intrum UK registered an interim charging order against my house. I accepted the charging order and got on with my life. I believe the interim charging order (form k restriction) was registered around 2016 but would need to check.
Anyway, out of the blue I have received a text message today from Restons as they've been asked to try and get me to pay the debt.
I'm aware that in general a ccj cannot be enforced after 6 years without prior permission from the court but what about when the interim charging order exists? The house is jointly owned with my wife so they cannot force a sale, etc, and I know if I sell the house I have no legal requirement to pay them from the proceeds, but I want to try and understand what they can/cannot do almost 10 years later as I feel like they're just chancing their arm at this point.
I don't believe they will ever attempt to force sale (they can't anyway), but can they try new enforcement tactics like doorstep collection agents or can I tell them to bog off?
I had a debt that was purchased by Intrum UK in 2014 (IIRC) and following a court claim, Intrum UK registered an interim charging order against my house. I accepted the charging order and got on with my life. I believe the interim charging order (form k restriction) was registered around 2016 but would need to check.
Anyway, out of the blue I have received a text message today from Restons as they've been asked to try and get me to pay the debt.
I'm aware that in general a ccj cannot be enforced after 6 years without prior permission from the court but what about when the interim charging order exists? The house is jointly owned with my wife so they cannot force a sale, etc, and I know if I sell the house I have no legal requirement to pay them from the proceeds, but I want to try and understand what they can/cannot do almost 10 years later as I feel like they're just chancing their arm at this point.
I don't believe they will ever attempt to force sale (they can't anyway), but can they try new enforcement tactics like doorstep collection agents or can I tell them to bog off?
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