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Hi all this isn't so much of a question but more of a 'thank you for your help.
I was recently contacted by ACI about a 20+ year old HFC account. I knew it was statute barred but didnt really know what I could do about it.
I searched google and this forum popped up with a recent post about someone suffering the same problem as me.
It was recommended to send the statute barred letter which i did and within 2 days ACI wrote back to confirm the debt was indeed statute barred and they had now closed the account.
Absolute result as i was stressing my head off what with a remortgage just round the corner.
So thank you. The letters work! They are just hoping people don't have a clue and will pay it.
I was recently contacted by ACI about a 20+ year old HFC account. I knew it was statute barred but didnt really know what I could do about it.
I searched google and this forum popped up with a recent post about someone suffering the same problem as me.
It was recommended to send the statute barred letter which i did and within 2 days ACI wrote back to confirm the debt was indeed statute barred and they had now closed the account.
Absolute result as i was stressing my head off what with a remortgage just round the corner.
So thank you. The letters work! They are just hoping people don't have a clue and will pay it.
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