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Hi
I finally have good credit after years of it being bad. All negative has dropped off my report. I have had a couple of letters recently from Lowell re some old NPower debt. Whilst this doesn’t currently appear on any of my credit reports I’m not sure when I was last in contact with npower so it may not be statute barred. I have no issue paying the reduced offer, however, in the letter it states that it will be marked as ‘partially satisfied’ debt on my report. Will paying the debt off make it reappear on my report (I don’t want it to cause problems re getting a mortgage), or once it’s dropped off, will it stay off, regardless of me paying the reduced amount.
thanks so much
I finally have good credit after years of it being bad. All negative has dropped off my report. I have had a couple of letters recently from Lowell re some old NPower debt. Whilst this doesn’t currently appear on any of my credit reports I’m not sure when I was last in contact with npower so it may not be statute barred. I have no issue paying the reduced offer, however, in the letter it states that it will be marked as ‘partially satisfied’ debt on my report. Will paying the debt off make it reappear on my report (I don’t want it to cause problems re getting a mortgage), or once it’s dropped off, will it stay off, regardless of me paying the reduced amount.
thanks so much
