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Re: ppi not taken off as promised now debt sold on for full amount HELP !!!!
any help pse !!!
Originally posted by carrie52
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hi everyone
just to update you on how things are going ;
NOWT, ZERO ,
BIG FAT NOTHING!!
as l said before , had letter fron halifux on the 9th feb 09 stating ppi of £3099.72 has been taken off loan and confirming amount o/s is now £9425.71
admitting that it should have been taken off b/4 the a/c was sold on, offering
sincere apologies , inconvienience experienced , BLAH BLAH BLOODY BLAH!!
no mention of the debt sold back to CABGROT with the reduction , but more worringly have heard NOTHING FROM CABGROT???:tinysmile_hmm_t2::tinysmile_hmm_t2:
my worries are :
ive not signed a new cca for the reduced amount , just had the above letter confirming this from the halifux customer service dept
halifaux has not confirmed that it has sold it back to cabgrot
my payment via cccs to cabgrot is still being sent to cabgrot
when l ask for original copy of cca from cabgrot [ if they have it ]the amount is
going to show the original debt amount b/4 the ppi + payments have been taken off
does this mean they cannot enforce this debt if its for the original 12k+
and as ive not signed anything for the reduced amouint then they cannot provide the copy of the true debt owed ??
still not had any return call from the fos for them to re- open this mess been 3 wks now , l know their busy with more urgent things but...........
bottom line is now ive had to go on benefits cos my sick pay has finished they are all going to get p****d with probally a £ per mth offer
then the phone calls will start ....OMG .. back to square one
thanks for reading my waffle
am grateful for any advice as always
another thing which has been gnawing away at me is that the letter l "recieved from the halifax " advising that cabot will b taking my debt over looks very diffent to any other letter lve had from the halifax
the HALIFAX logo is in black+ and much bigger than any other letter ive had [believe me ive over 50+ ] looks a bit fuzzy there is no address under the logo no date ,tel number , no hours of work displayed when you can call them which is on ALL the letters + much thicker paper..... me thinks mybe cabot sent this ??
just thought id mention it ...
just to update you on how things are going ;
NOWT, ZERO ,
BIG FAT NOTHING!!
as l said before , had letter fron halifux on the 9th feb 09 stating ppi of £3099.72 has been taken off loan and confirming amount o/s is now £9425.71
admitting that it should have been taken off b/4 the a/c was sold on, offering
sincere apologies , inconvienience experienced , BLAH BLAH BLOODY BLAH!!
no mention of the debt sold back to CABGROT with the reduction , but more worringly have heard NOTHING FROM CABGROT???:tinysmile_hmm_t2::tinysmile_hmm_t2:
my worries are :
ive not signed a new cca for the reduced amount , just had the above letter confirming this from the halifux customer service dept
halifaux has not confirmed that it has sold it back to cabgrot
my payment via cccs to cabgrot is still being sent to cabgrot
when l ask for original copy of cca from cabgrot [ if they have it ]the amount is
going to show the original debt amount b/4 the ppi + payments have been taken off
does this mean they cannot enforce this debt if its for the original 12k+
and as ive not signed anything for the reduced amouint then they cannot provide the copy of the true debt owed ??
still not had any return call from the fos for them to re- open this mess been 3 wks now , l know their busy with more urgent things but...........
bottom line is now ive had to go on benefits cos my sick pay has finished they are all going to get p****d with probally a £ per mth offer
then the phone calls will start ....OMG .. back to square one
thanks for reading my waffle
am grateful for any advice as alwaysanother thing which has been gnawing away at me is that the letter l "recieved from the halifax " advising that cabot will b taking my debt over looks very diffent to any other letter lve had from the halifax
the HALIFAX logo is in black+ and much bigger than any other letter ive had [believe me ive over 50+ ] looks a bit fuzzy there is no address under the logo no date ,tel number , no hours of work displayed when you can call them which is on ALL the letters + much thicker paper..... me thinks mybe cabot sent this ??
just thought id mention it ...
any help pse !!!
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