Lowell Solicitors have the wrong guy

[ldsfit]

Hi all,

I received a letter from Lowell Solicitors demanding an unpaid balance from Three Mobile (£267). The thing is, I've never been with Three Mobile, I've been on pay as you go with Giffgaff for nearly 15 years.

The letter states that they have given me a CCJ (I've checked via experian and equifax and my record is clean). I called the court and all the reference numbers match the letter and it is for somebody who does have the same name and date of birth as me. However, it's a different address history.

Anyways, ive just emailed Lowell and explained all this so I will await their response. However, if you look back on my posting history here, you'll see I had to go up court to defend myself over nearly £2000 of unpaid train fares, to which, again, they had the wrong individual. The court even embarrassed me and took the money straight from my employer. Fortunately, I got it all back, albeit in 50 different cheques (bizarre). I've got a feeling this is all repeating itself again.

Has somebody stolen my identity? But used a different address? It doesn't make sense. I have a common name. This is annoying and I fear more letters will be coming for other debt from this other guy.

Any advice?

[pt2537]

Hi all,

I received a letter from Lowell Solicitors demanding an unpaid balance from Three Mobile (£267). The thing is, I've never been with Three Mobile, I've been on pay as you go with Giffgaff for nearly 15 years.

The letter states that they have given me a CCJ (I've checked via experian and equifax and my record is clean). I called the court and all the reference numbers match the letter and it is for somebody who does have the same name and date of birth as me. However, it's a different address history.

Anyways, ive just emailed Lowell and explained all this so I will await their response. However, if you look back on my posting history here, you'll see I had to go up court to defend myself over nearly £2000 of unpaid train fares, to which, again, they had the wrong individual. The court even embarrassed me and took the money straight from my employer. Fortunately, I got it all back, albeit in 50 different cheques (bizarre). I've got a feeling this is all repeating itself again.

Has somebody stolen my identity? But used a different address? It doesn't make sense. I have a common name. This is annoying and I fear more letters will be coming for other debt from this other guy.

Any advice?

More likely that Lowells have the wrong person, stupidity and lack of attention is rife in the debt collection world im afraid, mistaken identity happens often.

You need o write back to Lowell solicitors confirming the facts set out above, and confirm that you are not the correct person.

[ldsfit]

Thanks for your response. I've emailed them and explained everything. Now I'm awaiting their reply.

[ldsfit]

Lowells responded saying they will look in to it. This was on the 30th Nov. My credit file now has a Trace Enquiry from Lowells on the 4th Dec, but nothing else on my account (Im still clear of any debt, no defaults, no CCJs). So I'm assuming they've checked it out, realised I'm not the one with the debt (as it would say I have a default or CCJ on the debt they're chasing), then moved on.