According to HMRC I was over paid just under £2000 in Working Tax Credit last year. While I accepted the over payment did occur, I did not accept it as my fault as I gave them all the information they requested. They made the calculations and they made an error. We have been in dispute about who's fault it was since Aug this year and they refuse to accept any blame and then refused to review their decision. When I checked online they stated they had sent me a letter with their decision at beginning of Aug. I never received their letter so used their online chat facility to find out why. The woman I spoke with said she could not tell me what was said in the letter and gave me an address to write to. I wrote to the address. This was in Sept and I have not received a reply yet.
Today I received a letter from Advantis telling me that they are now collecting the debt on behalf of HMRC and that I can only deal with them now concerning the debt.
HMRC never gave me the chance to pay off the money, instead they have handed it over to a debt collection agency.
What do I do now? I wasnt given this over payment in one go and I cant afford to pay it back in one go; no doubt the debt collection agency will add fees on top if i opt to pay in instalments.
Today I received a letter from Advantis telling me that they are now collecting the debt on behalf of HMRC and that I can only deal with them now concerning the debt.
HMRC never gave me the chance to pay off the money, instead they have handed it over to a debt collection agency.
What do I do now? I wasnt given this over payment in one go and I cant afford to pay it back in one go; no doubt the debt collection agency will add fees on top if i opt to pay in instalments.
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