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Hello All
Thank you for accepting me into the forum groups. I have just posted a very quick intro on the welcome forum. I have been receiving emails from TM Legal stating they will issue a letter of claim, I have ignored the e-mails. I have now received an e-mail which states they have sent the letter of claim to me, but I have not received anything to my current address. However, I have moved twice in last 5/6 years. Could you please advise how I am best to respond to this e-mail? I am not sure who the original creditor is but I have not had any new credit for at least 6 years nor have I acknowledged any debts in this time period. I thinking that this debt is now status barred. The e-mail reads as per below:
Thank you in advance.
Thank you for accepting me into the forum groups. I have just posted a very quick intro on the welcome forum. I have been receiving emails from TM Legal stating they will issue a letter of claim, I have ignored the e-mails. I have now received an e-mail which states they have sent the letter of claim to me, but I have not received anything to my current address. However, I have moved twice in last 5/6 years. Could you please advise how I am best to respond to this e-mail? I am not sure who the original creditor is but I have not had any new credit for at least 6 years nor have I acknowledged any debts in this time period. I thinking that this debt is now status barred. The e-mail reads as per below:
| Outstanding Balance: £161.60 |
| Dear ****** Further to our recent correspondence, you will be aware that we have recently issued a Letter of Claim to you. This Letter of Claim enclosed an Information Sheet, Reply Form and Financial Statement. The letter also provides you with 30 days to respond before we issue a County Court Claim. We have not received any contact from you in responseto the Letter of Claim. If you have not received the Letter of Claim, it is extremely important that you contact us and we can arrange to send you a copy. Failure to communicate with us within the timescaleset out within the Letter of Claim, will result in a County Court Claim being issued without further notice to you. Please note, you have not incurred any interest or charges since Asset Collections & Investigations Limited has instructed us to act on their behalf. However, in the event that we do issue County Court proceedings as set out above, it will include a County Court issue fee, Solicitors costs and interest which will increase your current balance. Please see below a breakdown of these fees: - County Court Issue Fees Claim amount Court Fee Up to £300 £25 £300.01 to £500 £35 £500.01 to £1,000 £60 £1,000.01 to £1,500 £70 £1,500.01 to £3,000 £105 £3,000.01 to £5,000 £185 £5,000.01 to £10,000 £410 Solicitors Fixed Costs Claim Amount Solicitors Fee £25 to £500£50 £500 to £1,000 £70 £1,000 to £5,000 £80 exceeds £5,000 £100 |
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