Mistie V Egg Plc

[mistie]

OK,
Dont know if to claim or not so any advice would be great.

OK the lovely Egg passed my account to then even better Eversheds.
The long and short off it is, i paid 75 % of the total balance owed, and recieved a letter from Eversheds acknowledge receipt of my payments totalling £££ which have been accepted in short settlement of my account. Which now showed a balance of zero.

The big question is shall i claim my charges back on this account as there will be some or do i just leave it??????

Just had a quick look at my online statments and in one year had £204 of charges...so will def have more.

HELP......

mistie

[mistie]

OK quick update, egg say my account is closed tell me something i dont know please.....they can send me out paper statments in 14 days.

i have also asked that the account is cleared and due to the final payment being a short settlement that no other monies will be chased by them.

someone please advise me what i should do.

thanks in advance

mistie

[Paradox]

OK,
Dont know if to claim or not so any advice would be great.

OK the lovely Egg passed my account to then even better Eversheds.
The long and short off it is, i paid 75 % of the total balance owed, and recieved a letter from Eversheds acknowledge receipt of my payments totalling £££ which have been accepted in short settlement of my account. Which now showed a balance of zero.

The big question is shall i claim my charges back on this account as there will be some or do i just leave it??????

Just had a quick look at my online statments and in one year had £204 of charges...so will def have more.

HELP......

mistie

I wouldn't claim, becuase you could end up owing more than you're claiming, i.e. if you short settled for 2k less than was owed, and your claim was for 1k, you could end up owing 1k again, depending on the terms of the settlement. Just my thoughts.

Matt

[Guest]

I would agree with Matt here and send them a DPA request. However, regarding deducting 25% personally I would cross that particular bridge when I came to it.

For the time being, you need to ascertain the amount of any charges and once that is known, you can make a decision regarding how much you claim.

[mistie]

WOW,

that was quick got my statments this morning....and i must have been a very good girl with egg as my charges only come to £244

i am shock thought they would be alot more....

ok so looking at my statments it shows that eversheds paid the rest off the money owed or did they buy the account off them.....

Help.......

mistie

[Happyolddog]

Hiya mist

chase then for the £244, plus if they impose an erp chase them for that too.
It's your money.

Good luck,
Hod...Liam..

[mistie]

A what happy.....erp??????

[Happyolddog]

Early redemption penalty---- these are imposed when a loan is paid off before the due date, to make up for the loss of interest to the loaner.

best wishes,
Hod...Liam..

[mistie]

Dont know if that works for credit cards happy but will find out.