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Claimng back credit card charges. Is there any templates I can use? I have read budgies post but what letter do I need to send?
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Re: How do I start offf...
Anybody help? -
Re: How do I start offf...
So you know someone is reading it I've replied, but I would not have a clue - it's not my area at all sorry.
Off the top of my head I would guess send a SAR to get a list of everything they have about you (costs £10).
Look at the statements and identify the unfair charges.
Add interest at the rate of 8%??????? and send of asking for them back.
As I say, this is not my area, just thinking, that's probably how I'd tackle it if it helps at all.Comment
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Re: How do I start offf...
It depends on how much the charges are if they are say £12 then you have no chance of claiming. Sorry. Though anything above £12 is an unfair charge and you likely have some of them anyway, as you can claim back upto 6 years worth of charges. So do a sar as Labman said above and you should get 6 years worth of statements back showing everything including all charges.Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (LB),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.
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