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  • #1

    Default Notice

    Hi
    I have an account with MBNA who have registered Default in my credit file and sent me the DN letter one week later. They then sold the debt ten days after they issued the DN letter.
    Does registering DN with credit reference agencies mean they have terminated the account?
    Does this mean they have terminated the account unlawfully?
    My aim is to send the account back to MBNA.
    Can you please refer me to a case law regarding this?
    Many thanks
  • #2
    Re: Default Notice

    Can you please provide a full background to the account with a timeline showing all the things that have been going on in date order?

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