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Section 75 on Second Hand Vehicle

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  • Section 75 on Second Hand Vehicle

    Good morning

    I'm hoping somebody might be able to help me.

    I purchased a second hand vehicle back in March, as a second household car. I signed the sales invoice, it’s my name on the sales invoice and I paid using my credit card, we anre both on the insurance although my partner is named on the v5.

    I’ve had a section 75 claim upheld by the credit card company, having seen the sales invoice with my name and obviously my CC statement that I purchased it etc and all communication has been with me. As the car was faulty and not worth repairing they want the car scrapped and I have it in writing they will refund once they have proof of this, in their words (final invoice/evidence of sale).

    Obviously that makes it seem like they will take proof of the money going in my account or something as such as evidence but worst case…

    Would they start changing their mind if the Certificate of destruction had her name on it as the registered keeper? I don’t even know who’s name goes on the COD, wether it’s me as the person scrapping it/purchaser or her as the name on the V5? It’s me organising them to collect, it will be my account the money gets paid into. The CC have never asked who is registered owner etc they can clearly see I purchased it as they have upheld my claim.

    many thanks in advance to anyone who can help
    Tags: None

  • #2


    IMO shouldn't make any difference as the V5 is not proof of ownership.

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