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Capital One - Only Creditor Refusing Debt Write Off

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  • Capital One - Only Creditor Refusing Debt Write Off

    Okay here it goes

    At the end of my tether with Capital One

    Got response today - refusing debt write off saying I dont met their criteria

    I dont get it

    I provided detailed income and expenditure, provided proof of benefit entitlement, medical evidence supplied, letters from 3 other creditors who agreed debt write offs.

    Refused point blank to write off nearly £400

    When they gave me credit, failed to perform a creditworthiness assessment under chapter 5 of the FCA Consumer Credit Sourcebook, yet failed to accept responsibility.

    Where do I stand?

    Tags: None

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