no reply to cca request what shall i do?

[Prudence1]

Hi guys

i sent a standard cca /soa/default request to a high street bank via recorded delivery which having just checked was delivered to them in early july.

I have had absolutely no response at all, not even an acknowledgment.

The default was made up solely of charges which i refused to pay.

what do i do next?

thanks

[FlamingParrot]

Re: no reply to cca request what shall i do?

Sorry you didn't receive an earlier reply. Was this for a bank account (overdraft)? If so, the standard CCA request you'd normally send for loans and credit cards wouldn't really apply, perhaps that's why they haven't replied. If it was for a loan or credit card, then they should have replied within 14 days. Are you being chased for this? Or are you just concerned about the default on your credit file?