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Hello Every body
I started an IVA in August 2011 Because I was not able to pay monthly payments due to sudden loss of job.Until this I was paying regularly and did not miss any payments.I quickly entered in IVA with in 1 month of losing my job.Also at that time I did not received any notice of default from Aqua Credit Card.
I paid full and final payment and completed my IVA early in March 2013 and got the certificate of completion.
I have started to clean my credit files and I am confused now.
Aqua credit card add the first default entry in august 2013 which I understand may be right(even without any Notice).
But Aqua was adding default entry (D) in every month status on my credit reports from August 2011 until IVA finish/complete date in March 2013 throughout the IVA time.
is this correct ?
I am worried because the default stays on your file for 6 years.How these default entries even after the start of IVA until finish going to effect me ?When this default is going to be removed from my credit files?The date it was register first time or the date it is marked as settled ?
It only show settled in March 2013 when I paid the full and final payment.
Kindly please guide me about the correct procedure.If these entries are wrong then Do I need to contact Aqua to correct it.
I will be very thankful and every help will be greatly appreciated.
Thanks a lot..
I started an IVA in August 2011 Because I was not able to pay monthly payments due to sudden loss of job.Until this I was paying regularly and did not miss any payments.I quickly entered in IVA with in 1 month of losing my job.Also at that time I did not received any notice of default from Aqua Credit Card.
I paid full and final payment and completed my IVA early in March 2013 and got the certificate of completion.
I have started to clean my credit files and I am confused now.
Aqua credit card add the first default entry in august 2013 which I understand may be right(even without any Notice).
But Aqua was adding default entry (D) in every month status on my credit reports from August 2011 until IVA finish/complete date in March 2013 throughout the IVA time.
is this correct ?
I am worried because the default stays on your file for 6 years.How these default entries even after the start of IVA until finish going to effect me ?When this default is going to be removed from my credit files?The date it was register first time or the date it is marked as settled ?
It only show settled in March 2013 when I paid the full and final payment.
Kindly please guide me about the correct procedure.If these entries are wrong then Do I need to contact Aqua to correct it.
I will be very thankful and every help will be greatly appreciated.
Thanks a lot..
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