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In all fairness i havent been the most alert financially and now i guess im waking up and being a bit more aware of everything.
that said, my overdraft with alliance and leicester (my secondary bank account) went into arrears. they kept sending letters to me when i was away so i hadnt had the chance to look at it. when i did finally get round to it, it was passed onto a debt recovery agency.
now the overdraft was for £500. they wanted that + £171.38 as extra charges. and not only that. they have registered a default against my name.
Ive been paying them back gradually over the last few months £100 each month.
is there any way to NOT pay the extra 171.38 and also remove the default on my name?
as i said, if anything this is a lesson learnt but i really need to get this default off my name as it will stay there for 6 years!
appreciate your help
that said, my overdraft with alliance and leicester (my secondary bank account) went into arrears. they kept sending letters to me when i was away so i hadnt had the chance to look at it. when i did finally get round to it, it was passed onto a debt recovery agency.
now the overdraft was for £500. they wanted that + £171.38 as extra charges. and not only that. they have registered a default against my name.
Ive been paying them back gradually over the last few months £100 each month.
is there any way to NOT pay the extra 171.38 and also remove the default on my name?
as i said, if anything this is a lesson learnt but i really need to get this default off my name as it will stay there for 6 years!
appreciate your help
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