CCA request letter template

[padmd900]

Re: CCA request letter template

thank you, final question that im confused on. I fear you are gonna get annoyed at my incompetence soon. The template letter on post #2 that is the cca request letter yes? so just sent his letter to both of them.

[FlamingParrot]

Re: CCA request letter template

thank you, final question that im confused on. I fear you are gonna get annoyed at my incompetence soon. The template letter on post #2 that is the cca request letter yes? so just sent his letter to both of them.

Not annoyed, no, sorry, I thought you had already located the CCA request letter as many people lurk in the shadows before they decide to sign up and post. This is the CCA request letter, which also needs replacing bits with your own details:

Your name
Your address
Your address
Your Postcode

DATE

Creditor Name
Creditor Address
Creditor Address
Creditor Postcode

Dear Sir/Madam

Re:− Account Number xxxxxxxxxxxxxxxxxx

Please treat this letter as a formal request for you to supply a copy of my Consumer Credit Agreement as is my entitlement under sections 77-79 of the Consumer Credit Act 1974.

I require you to provide me with a true copy, or reconstituted copy of the credit agreement relating to any account you deem to be mine, together with any other documentation the Act requires you to provide. I expect you to comply fully and properly with this request, within the statutory time limit.

Your obligation also extends to providing me with a statement of account. I enclose a £1 postal order, which represents payment of the statutory fee payable under the Consumer Credit Act. I understand that a copy of my credit agreement should be supplied within 12 working days from the date of this letter.

If it is your view that you are not the creditor, s.175 of the CCA1974 applies in the case of a simple assignment, and places a duty upon you to pass this request to the creditor. In the case of an absolute assignment, you are a creditor as defined by s.189.

I understand that under the Consumer Credit Act, creditors are unable to enforce an agreement if they fail to comply with a request for a copy of the agreement under these sections of the Act.

Yours faithfully,

YOUR NAME

[padmd900]

Re: CCA request letter template

ah ok makes sense, so cca to carbot and post number 2 letter to shoosmith. thanks for your patience.

[FlamingParrot]

Re: CCA request letter template

ah ok makes sense, so cca to carbot and post number 2 letter to shoosmith. thanks for your patience.

That's right! :clap2: :thumb: