cca requests

[bramble]

Hi. If you make a cca request to a dca for an agreement made in 2006 do they still have to send you a true copy or can they give u a reconstituted one
Thanks

[labman]

Re: cca requests

a recon is fine

[bramble]

Re: cca requests

To take any court action do they them have to produce the original agreemrnt or does a recon do for a county court claim aswell.
Thanks

[Streetwise]

Re: cca requests

To take any court action do they them have to produce the original agreemrnt or does a recon do for a county court claim aswell.
Thanks

Grey area but original usually.Sometimes can depend on when the agreement was taken out.:beagle:

[bramble]

Re: cca requests

Agreement would have been taken owt in 2006 aprox may

[labman]

Re: cca requests

Would sending this help?

Dear Sir/Madam,

Your Ref: xxxxxxx

This is a formal request under the Consumer Protection From Unfair Trading Regulations (CPUTR) 2008.

I require your organisation to provide written confirmation that states clearly whether you currently hold an original signed Consumer Credit Agreement, or whether you do not hold an original signed Consumer Credit Agreement pertaining to myself.

For the avoidance of doubt, an original signed Consumer Credit Agreement is just that; not an application for credit and not a reconstructed or microfiched document from other sources.

Please note that until such times as a legally enforceable, original Consumer Credit Agreement can be produced and a copy sent to me by return, then this letter is not an acknowledgement of debt.

Please also note that failure to provide a direct answer to this request will be brought before the court, should you decide to defy the content of this letter and instruct solicitors to pursue enforcement action regardless.

Yours faithfully,