Terms printed on the reverse of the Agreement

[righty]

Re: Terms printed on the reverse of the Agreement

Why would they be reconstructed(especially the terms and conditions)? Most financial institutions have archives which would hold at least one set of historic terms and conditions....

Because they do ask CAG's Paul Watson who I think is also here

[shell]

Re: Terms printed on the reverse of the Agreement

Jumper, they do let us know they are changing the rate.

The problem is nobody seems to know what yardstick they are using to alter the rates. When they tell you that they can increase according to "costs associated with the smooth and efficient running of our business" then they have to shut shop cause they are *****e, what hope have you got?

[righty]

Re: Terms printed on the reverse of the Agreement

they also reconstruct agreements with T&C's that did not apply at the time of entering into the contract such as their right to charge contractual interest AFTER judgment which unless its already in the contract they cannot lawfully apply re OFT v First National Bank