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PRA Barclaycard CCA - Please help!

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  • PRA Barclaycard CCA - Please help!

    Hello everyone, I have been reading the forum with interest over the last few months. I have received a reconstituted CCA from PRA regarding an alleged Barclaycard debt . It took around 2 months to receive the CCA. I was hoping one of the knowledgeable forum members might be able to to take a quick look at it for me and tell me if they think it is enforceable? I don't know enough about these things, but I suspect it's not. One thing I noticed is the alleged debt is from 2007, but the mish mashed t&cs they have provided show a date in 2008, (not an official date but one of those automatic "printer" type dates at the top of the pages. I also noticed the amount of credit is not specified, instead saying they will decide when card is received, (not sure if this is allowed). If anyone could take a look for me and maybe advise the best way to upload the document I'd be very grateful. Many thanks!
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  • #2
    im no good on the uploading techie side of things, but if you can post the documents with personal data removed we can then have a look at it
    I work for Wannops LLP . I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.

    If you need to contact me please email me on Ptilley@wannops.com .

    I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.

    You can also follow my blog on consumer credit here.

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    • #3
      Thank you very much! Could I email it to you?
      Last edited by joebroke1; 15th January 2021, 13:30:PM.

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      • #4
        I think I managed to upload it..
        Attached Files

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        • #5
          Originally posted by pt2537 View Post
          im no good on the uploading techie side of things, but if you can post the documents with personal data removed we can then have a look at it
          pt2537 I have emailed it to you if that helps? My email starts with newbasix, just so you know who It's from, Many thanks in advance!
          Last edited by joebroke1; 16th January 2021, 18:21:PM.

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