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Hello everyone, I have been reading the forum with interest over the last few months. I have received a reconstituted CCA from PRA regarding an alleged Barclaycard debt . It took around 2 months to receive the CCA. I was hoping one of the knowledgeable forum members might be able to to take a quick look at it for me and tell me if they think it is enforceable? I don't know enough about these things, but I suspect it's not. One thing I noticed is the alleged debt is from 2007, but the mish mashed t&cs they have provided show a date in 2008, (not an official date but one of those automatic "printer" type dates at the top of the pages. I also noticed the amount of credit is not specified, instead saying they will decide when card is received, (not sure if this is allowed). If anyone could take a look for me and maybe advise the best way to upload the document I'd be very grateful. Many thanks!
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im no good on the uploading techie side of things, but if you can post the documents with personal data removed we can then have a look at itI work for Wannops LLP . I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.
If you need to contact me please email me on Ptilley@wannops.com .
I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.
You can also follow my blog on consumer credit here. -
Thank you very much! Could I email it to you?
Last edited by joebroke1; 15th January 2021, 13:30:PM.Comment
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I think I managed to upload it..Comment
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