scottishlass/abbey

[scottishlass]

Has anyone used the FOS for reclaiming bank charges from Abbey,not sure what to put on the form.

[scottishlass]

Re: scottishlass/abbey

Hi,

I am at a loss with this one as not sure what to put in the form (not very good with words) don't want to put the wrong thing or should I file at court (bit scared to do this)

[enaid]

Re: scottishlass/abbey

Have you got the form from the FOS website for complaints?

[scottishlass]

Re: scottishlass/abbey

Yes I have Enaid just not sure of the wording

[enaid]

Re: scottishlass/abbey

Well to be honest I have never known anyone personally go through the FOS for bank charges. I have known them go for PPI and it took an absolute age.
I'll have a scout round and if your not in any hurry wait for someone in the know on this to give you some help.

[scottishlass]

Re: scottishlass/abbey

Thanks Enaid,

All the ones I have seen have been through the courts or they have went through the FOS but didn't update the threads, could be that they are still waiting for a decision,I suppose.

[enaid]

Re: scottishlass/abbey

Yes looks like they wont take on any bank charge claims at all at present, is that what you read into it?
It's no good me trying to even give you a clue on this one, as I don't know, I will find out for you though.

[enaid]

Re: scottishlass/abbey

FAQs complaints about bank charges

Thee you go straight from the horses mouth.

[scottishlass]

Re: scottishlass/abbey

Thanks again Enaid,well that kind of answers my question then,just going to have to bite the bullet and take it to court,( not a very confident person tho) will have to do more reading on this and get it sorted in my head.

Thanks for all the info

[enaid]

Re: scottishlass/abbey

You'll be ok just get someone to check what you do before you send it off.
I only used MCOL but they have stopped taking claims now, so you have to do the N1 route.

[scottishlass]

Re: scottishlass/abbey

Sorry didn't reply earlier thanks again for helping it's much appreciated,Have the Grandchildren out to stay so won't be on much.

[scottishlass]

Re: scottishlass/abbey

I have found a FOS form on the Penalty Charges Library,with the bits that I wasn't sure about filled in,just have to add my details.

I know I am taking the cowards way out again.

[enaid]

Re: scottishlass/abbey

I'm not sure, but i think you may just get a rejection letter from the FOS with this SL.
I see no one has replied, so hang fire while i find out if you are wasting your time and effort on this.
You may be as well just getting into the system up to the court bit, if you know what i mean.

[enaid]

Re: scottishlass/abbey

OK SL I have asked for you, the feeling is, if you are claiming and can prove severe hardship then the FOS will do fine. If not, then it will be no quicker, or any easier going that way than the court route.
So it's up to you, either way you will be made to wait for the decision on the OFT case.
If you need any help with starting of your claim just ask, hope this helps Enaid xx

Here are Abbey's details Abbey Bank - Legal Beagles

[scottishlass]

Re: scottishlass/abbey

Hi Enaid,

Thanks for everything as you know my head is all over the place at the moment.

But I can't let this slip,as I have worked damn hard on this,and it will keep me busy.

Have also downloaded the N1 for court,so will decide in the next couple of days what I will do.