Hsbc taking me to court

[niki79034]

I have been out of work since june 2011

i have been in money dificulty since then, i owe two bank loans to HSBC and have been unable to pay them

I recieved a demand letter for the overdraft amount which i was unable to pay, and i have also recieved a final demnd for the full amount of both loans two months ago..

I told the bank the situation when i came out of work, i went in to the managers office and cancelled all my direct debits , i have recieved no help and the bank kept ringing me from india and the philapenes, i was cohersing with england team and thats what i told them.

[swifty]

Re: Hsbc taking me to court

Mmm! the local bank ehh!

[wales01man]

Re: Hsbc taking me to court

Had the same in 2008 despite offering to put home against debt and sell as there was lots of equity they would nit help took a ccj on me then a charge on the house which was repossed with no equity and money owing on mortgage they got nothing if when i offered they took a chance they would have got it all and the other 40k i owed them still as a taxpayer i bailed out other banks which i expect didnt harm HSBC

[missfoxee]

Re: Hsbc taking me to court

Depending on what the loans were for, as there is specific help for certain types of loan, are you a homeowner? if you are and your claiming benefits then it might be a good idea to contact your local council and they can help pay the interest only on your mortgage again depending on what type of mortgage you have, see below link
http://www.adviceguide.org.uk/englan...tgage+payments

they also have a lot of good advice there