bank charges

[moon-shadow]

Hello, not sure if any one has asked this before, my sincere appologies if they have, due to financial hardship i am going after my bank charges on our joint account, my husband also has a business account with natwest, are we able to go after these charges as well.

Thankyou in advance
moon-shadow

[natweststaffmember]

Re: bank charges

If you husband is classed as a micro enterprise company then yes. That means he employs less than 12 people and income is less than 1 million.

[TUTTSI]

Re: bank charges

Natts,

Can you please elabrorate more on why you say this as I though business bank charges were taboo.

If this is the case what is criteria for claiming under hardship with business?

Thanks
Tuttsi

If you husband is classed as a micro enterprise company then yes. That means he employs less than 12 people and income is less than 1 million.

[moon-shadow]

Re: bank charges

If you husband is classed as a micro enterprise company then yes. That means he employs less than 12 people and income is less than 1 million.

Yes it is only my husband now, at any one time the most he employed was two besides himself, they were C I T B apprentices
I have statements back from jan 2001, - can i go back this far.

Thankyou
moon-shadow

[natweststaffmember]

Re: bank charges

http://www.lendingstandardsboard.org...endingcode.pdf

The above is the lending code and section 9 is what you need page 20.


A business is defined as this: "A micro-enterprise is defined as a business that employs fewer than 10 persons and has a turnover or annual balance sheet that does not exceed €2 million."