jax v Nationwide

[jax007]

I want to start or rather resurrect a claim for bank charges with Nationwide.

I have part of the claim stayed in MCOL (September 2001 to October 2003 for £3393) which is a split claim on the advice of an OTR at the time.

What is the situation in view of the OFT Case ruling as Nationwide sits differently from the other banks I believe.

Should I start the claim again from scratch up to present date and if so is there a specific letter that needs to be sent to Nationwide?

Thanx
jax

[Amy]

Re: jax v Nationwide

They advised you to split your claim?

[Budgie]

Re: jax v Nationwide

They advised you to split your claim?

Yes they did Amy ( it wasn't OTR as we know OTR ) it was another site.

[Amy]

Re: jax v Nationwide

Yes they did Amy ( it wasn't OTR as we know OTR ) it was another site.

Oh! I'm with you now.

[jax007]

Re: jax v Nationwide

What are your views on what I should do and what is the situation with Nationwide v OFT situation re claiming?

jax

[jax007]

Re: jax v Nationwide

I want to start or rather resurrect a claim for bank charges with Nationwide.

I have part of the claim stayed in MCOL (September 2001 to October 2003 for £3393) which is a split claim on the advice of an OTR at the time.

What is the situation in view of the OFT Case ruling as Nationwide sits differently from the other banks I believe.

Should I start the claim again from scratch up to present date and if so is there a specific letter that needs to be sent to Nationwide?

Thanx
jax

Reposting for opinion please
Ta
jax

[Budgie]

Re: jax v Nationwide

IMO, unless you feel you have a chance of convincing Nationwide that you are a "hardship" case then I seriously think there is absolutley no point in wasting anytime on doing anything with this claim until the test case is resolved.

Should you not be happy with whatever the High Court eventually instruct the county courts to use as a guidleline for settling stayed claims then you can of course press ahead with your stayed court claim at that time, taking the opportunity to correct the claim to include all of your charges plus a "proper" calculation of interest.

To be honest Jax, I think you would be far better spending your time and effort on getting some of your credit card claims file in court Jax.

Budgie

[jax007]

Re: jax v Nationwide

Thanks Bud will do! Am actually borderline just now so will keep this in abeyance and go for the CCs as you suggest!

Ta
jax