Hello All, I am very new here and looking for some advice - I have already scanned many posts relating to this company and would like to try and get some information on what I can do.
To ensure I don't go on to much - to cut a very long story short....
My husband took out finance for a car with Welcome Finance - I don't exactly know when but it was about 2008-2009 time (we got together in 2010 and he had it before then while he was with his ex)
Basically he hasn't heard a thing until recently when he started to receive threatening letters from Keynes Collections, Raven Recoveries all stating that he owed £14k to this compello that had taken over an original creditor - welcome finance. who I discovered are now insolvent.
After lots of depression- I decided to seek advice to how we could pay this off - then last night I started to do research into this company after noticing that on the letters from Raven and Keynes and Compello - payment for the debt was actually to MKDP LLP which confused me as these all seemed to be servicing agents for each other.
Then I found this website !! and started to panic as there are so much more to this 'compello group' after lots of searching on the FCA website - I cannot find much on this compello and a very nice lady from a debt advice service told me that Compello need to have a license number and need to be regulated by the FCA I can see on the letters they state they are members of the FCA but theres not much info about them on the FCA search services website. QUESTION: is the license number the same as the company registration number as they don't state a 'license number' for compello group anywhere!!-(I am so sorry if this is me sounding thick!!)
Also - looking into this compello group I see they have changed names from green hair and have a CEO and secretary surprisingly with the same name - this same name also crops up with a company called COMPELLO HOLDING LTD which also has the same CEO (and secretery) of COMPELLO OPERATIONS LTD - all with the same address in MK!!
My husband and I want to ensure if he does owe this £14k - we start paying it back - but we have no information as to how they have this fee of £14k, there's been no original paperwork sent from Compello, Raven or Keynes Collections- the only paperwork we have is the pre-contractual agreement that was with Welcome Finance for the car - which also states he wanted to pay PPI at a cost of £2k.
How do we go about finding out how much he owes and who the money is actually going to.
I am so sorry for going on! I am just massively confused, scared and just overall mashed in the head with all of this!!
Hope someone can help.
thankyou
To ensure I don't go on to much - to cut a very long story short....
My husband took out finance for a car with Welcome Finance - I don't exactly know when but it was about 2008-2009 time (we got together in 2010 and he had it before then while he was with his ex)
Basically he hasn't heard a thing until recently when he started to receive threatening letters from Keynes Collections, Raven Recoveries all stating that he owed £14k to this compello that had taken over an original creditor - welcome finance. who I discovered are now insolvent.
After lots of depression- I decided to seek advice to how we could pay this off - then last night I started to do research into this company after noticing that on the letters from Raven and Keynes and Compello - payment for the debt was actually to MKDP LLP which confused me as these all seemed to be servicing agents for each other.
Then I found this website !! and started to panic as there are so much more to this 'compello group' after lots of searching on the FCA website - I cannot find much on this compello and a very nice lady from a debt advice service told me that Compello need to have a license number and need to be regulated by the FCA I can see on the letters they state they are members of the FCA but theres not much info about them on the FCA search services website. QUESTION: is the license number the same as the company registration number as they don't state a 'license number' for compello group anywhere!!-(I am so sorry if this is me sounding thick!!)
Also - looking into this compello group I see they have changed names from green hair and have a CEO and secretary surprisingly with the same name - this same name also crops up with a company called COMPELLO HOLDING LTD which also has the same CEO (and secretery) of COMPELLO OPERATIONS LTD - all with the same address in MK!!
My husband and I want to ensure if he does owe this £14k - we start paying it back - but we have no information as to how they have this fee of £14k, there's been no original paperwork sent from Compello, Raven or Keynes Collections- the only paperwork we have is the pre-contractual agreement that was with Welcome Finance for the car - which also states he wanted to pay PPI at a cost of £2k.
How do we go about finding out how much he owes and who the money is actually going to.
I am so sorry for going on! I am just massively confused, scared and just overall mashed in the head with all of this!!
Hope someone can help.
thankyou
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