Hi all. i really do hope it's not to late in the day to find correspondence to this thread.
without rose tinting anything, i failed to deal with a speeding fine (35 in a 30) and also failed to attend my court hearing that was on 01/04/14. i received my 1st letter from Swift Credit on 19/05/14. this was a 'Notice of Enforcement' and the 1st letter i received from Swift Credit.
I again failed to deal with this. I have a weird personal issue regarding talking over the phone, however I understand this is no excuse and take full responsibility for failing to deal with the issue as a whole.
Today 16/06/14 Swift Credit Bailiffs came to the residence where i am currently residing. i did not hear them knock, but apparently they have spoken to my neighbours for information regarding who stays at this address. It's not my house, I am lodging with my uncle rent free, until i find work and get myself back on my feet after personal issues i would rather keep from this thread.
the letter i received through the door today was an 'Enforcement Agent Notice' for outstanding magistrates fine and costs, it is a Final Notice letter with red lettering and on it says they will be returning to this property at 7am on 17/06/14 to force entry and take control of goods. less than 24 hours after the letter was hand posted through the letter box.
from my understanding and through confirmation they will have received from the neighbours they will be unable to remove anything from the property as there is nothing in the house that belongs to me. however i am unable to pay or even raise the 615 pounds outstanding (original fine of 305 pound)
my question (and i do hope this is answered soon) is, 'am i entitled to more than >24 hours notice for a final notice' and 'where do i stand regarding repayment'
please help as I am not sure how to handle these bailiffs correctly when they arrive at 7am tomorrow morning.
Thank you in advance.
regards.
without rose tinting anything, i failed to deal with a speeding fine (35 in a 30) and also failed to attend my court hearing that was on 01/04/14. i received my 1st letter from Swift Credit on 19/05/14. this was a 'Notice of Enforcement' and the 1st letter i received from Swift Credit.
I again failed to deal with this. I have a weird personal issue regarding talking over the phone, however I understand this is no excuse and take full responsibility for failing to deal with the issue as a whole.
Today 16/06/14 Swift Credit Bailiffs came to the residence where i am currently residing. i did not hear them knock, but apparently they have spoken to my neighbours for information regarding who stays at this address. It's not my house, I am lodging with my uncle rent free, until i find work and get myself back on my feet after personal issues i would rather keep from this thread.
the letter i received through the door today was an 'Enforcement Agent Notice' for outstanding magistrates fine and costs, it is a Final Notice letter with red lettering and on it says they will be returning to this property at 7am on 17/06/14 to force entry and take control of goods. less than 24 hours after the letter was hand posted through the letter box.
from my understanding and through confirmation they will have received from the neighbours they will be unable to remove anything from the property as there is nothing in the house that belongs to me. however i am unable to pay or even raise the 615 pounds outstanding (original fine of 305 pound)
my question (and i do hope this is answered soon) is, 'am i entitled to more than >24 hours notice for a final notice' and 'where do i stand regarding repayment'
please help as I am not sure how to handle these bailiffs correctly when they arrive at 7am tomorrow morning.
Thank you in advance.
regards.
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