10 year old Council Tax Debt

[FrillyFrog]

Re: 10 year old Council Tax Debt

Perhaps I could have worded that better!

[CleverClogs]

Re: 10 year old Council Tax Debt

As you are paying something at present, they might not try enforcement. If they do threaten that, why not offer them your employment details for another Attachment to Earnings Order?

[FrillyFrog]

Re: 10 year old Council Tax Debt

As you are paying something at present, they might not try enforcement. If they do threaten that, why not offer them your employment details for another Attachment to Earnings Order?

Why would I want them to set up an Attachement Order? I've said I'll pay but on a 10 year old debt I fail to see the urgency that it needs paying now so much so they are happy for me to go into debt to clear it.

I just need to know what are their options now. If it turns out they'll send it to Bailiff's, set up an Attachment Order or it'll wreck my credit rating I'll just have to shove it on the Credit card and have done with it.

[CleverClogs]

Re: 10 year old Council Tax Debt

Why would I want them to set up an Attachment Order?

I only suggested that if TBC started to threaten enforcement once more.

[labman]

Re: 10 year old Council Tax Debt

Why would I want them to set up an Attachement Order? I've said I'll pay but on a 10 year old debt I fail to see the urgency that it needs paying now so much so they are happy for me to go into debt to clear it.

I just need to know what are their options now. If it turns out they'll send it to Bailiff's, set up an Attachment Order or it'll wreck my credit rating I'll just have to shove it on the Credit card and have done with it.

Any formal solution is going to be based on you trying to repay your debt as swiftly as possible. If you're paying what you can afford, keep doing so and wait to see what action they take. As I said above, if you can't afford what they want, they can't have it. A good Income and Expenditure form would demonstrate this to them.

[FrillyFrog]

Re: 10 year old Council Tax Debt

Thanks but the whole point is that I don't want to get to the stage where they have taken action, I just really wanted to know if there's a way legally I can get them to be sensible about the repayments. They are suggesting I simply stop paying other comittments until it's paid but in the real world, this really isn't very practical and bound to have a knock on effect.

[labman]

Re: 10 year old Council Tax Debt

Thanks but the whole point is that I don't want to get to the stage where they have taken action, I just really wanted to know if there's a way legally I can get them to be sensible about the repayments. They are suggesting I simply stop paying other comittments until it's paid but in the real world, this really isn't very practical and bound to have a knock on effect.

The I&E is key, and until we know what that says it's almost impossible to give you an answer. If you're paying all you can, then they are unlikely to take action. CT is a priority debt though and must be paid before other non-priority debts. That is sadly the result of not having paid it, it has consequences.

If you want to do a new I&E sooner than next week, pm me and we'll see what can be sorted out. It's quite possible there will be a knock on effect though - we'd have to see after doing the I&E.

[FrillyFrog]

Re: 10 year old Council Tax Debt

It doesn't matter thanks, I'll just whack it on the creditcard and have done with it. It just find it incredible they can appear after this length of time and demand any ridiculous amount they decide fit and actively encourage you to get in debt elsewhere. It's not possible to simply stop paying my other other comittments, it's a ludicrous idea.

I usually do pay my debts but in this case, as already stated, I was in and out of hospital for most of that year and the council really screwed up my claims for HB and Ctax benefit and ended up leaving me in a right mess.

Thanks anyway.

Why don't computer hackers do something useful for a change like hacking into to councils' council tax and debt recovery systems and (and maybe the payroll system for those that think this is a decent way to earn a living) wiping them out instead of bothering about the Whitehouse etc...?

[labman]

Re: 10 year old Council Tax Debt

I'm not happy with you doing this when you clearly don't think you owe all this money.

I don't believe the council are telling you to stop paying your other debts, they are saying credit cards etc.... should be reduced to the minimum payment so that this priority debt (it falls in the same category as your rent/mortgage, gas, electric, etc...) is cleared.

Does their account in post 12 ring true with you? You are perfectly entitled to get a breakdown so the debt is proven. You know you owe a certain amount, and so as long as you continue making payments I believe it is unlikely they will take action. Sadly nobody can give you that assurance.

Have you been to see your councillor. If you're not sure how to contact them Link 9 from here will let you contact them:

http://www.legalbeagles.info/forums/...1-Useful-Links

I can honestly see no reason not to complete a proper I&E. This would prove beyond doubt to the council that you can only afford what you say.

Ultimately though it has to be your decision what you do.

[CleverClogs]

Re: 10 year old Council Tax Debt

It doesn't matter thanks, I'll just whack it on the credit card and have done with it. It just find it incredible they can appear after this length of time and demand any ridiculous amount they decide fit and actively encourage you to get in debt elsewhere.

It does make one wonder if they have shares in a payday loan shark. :rolleyes2: