Equita pcn

[mrsmeme]

Re: Equita pcn

I think the Head of Revenues at Southampton city council is someone from Capita! Do Capita not own Equita?

[labman]

Re: Equita pcn

Did you receive a response from the council?

To:
[Insert Name and Address of Bailiff Company]

Ref: Account No: 123456

Dear Sir,

Further to my letter of dd/mm/yyyy I received purely a random list of charges in response. I am in no way trying to avoid paying any lawful fees due to you, but am unwilling to do so until I am in receipt of all the information to which I am lawfully entitled. I hope this time for a full response to the questions below:

With reference to the above account, I would be grateful if you could provide me with a breakdown of all charges incurred.

This includes, but is not necessarily limited to the following:

a the time and date of any bailiff action that incurred a fee or charge.
b the reason for the fee or charge.
c the name(s) of the bailiff(s) that attended on each occasion a fee was charged.
d the name(s) of the Court(s) at which the Bailiff(s) was/were Certificated.
e the date of certification.
f the initial balance, and any amount currently outstanding on the account

This is not a Subject Access Request under the Data Protection Act S7 1998 so does not incur a fee of £10. You are obliged to provide this information.

I require this information within 14 days.

Yours faithfully,

Sign

[PRINT NAME]



I'd be interested to hear any response from the council about these charges before you send this though.

[bluebottle]

Re: Equita pcn

The majority of bailiff companies enforcing public debts, e.g. Council Tax, PCNs, hold OFT Category F Debt Collection Licences as a condition of their contract with whichever government department or local authority it may be. Equita hold such a licence. It is a breach of the licence to try to make a debtor pay more than they can realistically afford and to refuse any reasonable payment proposals, including payment plans. It is not for Equita to tell you what to pay without first assessing your means.

Equita have had a large number of complaints made against their tactics and breaches of their licence to OFT Credit Fitness Team over the past 12 months. It might be worth mentioning to Equita that a complaint will be made to OFT Credit Fitness Team and Trading Standards in respect of their overcharging and breaches of their licence. Fully expect them to deny they are subject to OFT regulation. The fact is that they are. For them to lose the licence would mean they would not be able to collect any consumer or non-public debt, which they do, and any public debt contract would be put in jeopardy of being revoked by the government department or local authority involved.

[CleverClogs]

Re: Equita pcn

But, on the other hand, the Office of Faffing and Twaddling does not even act with the alacrity of a tortoise on Mogadon!

In May 2011 - link - the ornamental OFT stated that it was "minded to revoke" the licence held by the debt collecting parasites, Roxburghe UK Ltd.

[bluebottle]

Re: Equita pcn

But, on the other hand, the Office of Faffing and Twaddling does not even act with the alacrity of a tortoise on Mogadon!

In May 2011 - link - the ornamental OFT stated that it was "minded to revoke" the licence held by the debt collecting parasites, Roxburghe UK Ltd.

Minded to Revoke is the first step towards revoking the licence. I believe DCAs have a right of appeal before they collect a Determination to Revoke and a further right of appeal to the Upper Tier Tribunal before their licence is finally revoked. I understand that there has been a recent change in the OFT's powers whereby they can go straight to suspension or revocation of licence. If this is correct, about bloody time!

[labman]

Re: Equita pcn

This is probably what you've heard about:

http://www.oft.gov.uk/news-and-updates/press/2013/17-13

[CleverClogs]

Re: Equita pcn

I'd rather their CEOs were suspended - preferably by their dangly bits from a slowly rotating ceiling fan. msl:

[bizzybob]

Re: Equita pcn

I'd rather their CEOs were suspended - preferably by their dangly bits from a slowly rotating ceiling fan. msl:

Whilst the wronged debtors could pelt them with rotten fruit perhaps?

[bizzybob]

Re: Equita pcn

"The guidance establishes that in the most serious cases, which include those where there is evidence of physical harm, the OFT will suspend a licence with immediate effect."

Well that should have taken care of Marstons then for their Category F licence? If not Why not?

[CleverClogs]

Re: Equita pcn

"The guidance establishes that in the most serious cases, which include those where there is evidence of physical harm, the OFT will suspend a licence with immediate effect."

Well that should have taken care of Marstons then for their Category F licence? If not Why not?

Because faffing, twaddling and doing bugger all is what the Office of Faffing and Twaddling does best.

[labman]

Re: Equita pcn

Because faffing, twaddling and doing bugger all is what the Office of Faffing and Twaddling does best.

It is a government department - what more would you expect?