Vulnerable adult

[sanj]

After a accident at work i was laid off and as usually fell behind on certain payment (i.e)council tax,I was then under the care off my G.P and was suffering from depression as well as taking medication for my right shoulder which occurred at work.I was having good days bad days.
I got a letter from my parents home,saying the Bailiffs had been around demanding money,but didnt come to my house ,but looking for me at my parents home.As i was not well i just told them to ignore it,and throw the letter away,if i didn't live they then they cant prove i received the letters.Then after 3/4 visits my parents told me to sort it out as they were making regular visits now.I then got in touch with them and told them why are you going to my parents house,there fee's now were £300 approx on top of the £900 i owed them.£1200 in total,...As they were going to the wrong address and the fact im classed as a vulnerable adult can i use this act to help me sort out the unlawful levy. ANY HELP WOULD BE APPRECIATED..

[Inca]

Re: Vulnerable adult

removed

[Guest]

Re: Vulnerable adult

Please keep any advice on the open thread..

Pleas hang on and I will get someone who can help.

D

[labman]

Re: Vulnerable adult

Hi Sanj,

Sorry to hear about your troubles. You are absolutely right that you should be classed as a vulnerable adult and so the bailiffs should really be letting the council resolve this.

I don't know how much your depression affects you. Is your normal address different to that of your parents? Are you OK dealing with your own financial affairs, or do you need help dealing with them?

Sorry to ask a slightly personal question, but it affects the direction we suggest you take in order to move forward.

[ploddertom]

Re: Vulnerable adult

What is the debt that is owing?

[labman]

Re: Vulnerable adult

What is the debt that is owing?

Council Tax

[ploddertom]

Re: Vulnerable adult

I understand what the original post said but is sounds strange them attending a parents address for CT + with the fees added sounds more like a Court fine possibly.

[sanj]

Re: Vulnerable adult

new to this.... "open thread"???

[sanj]

Re: Vulnerable adult

No its council tax,im paying £10 every 2 weeks ...its just the charges theyve add which i m querying about due to my health.

[sanj]

Re: Vulnerable adult

council tax

[sanj]

Re: Vulnerable adult

My wife sends a cheque to the bailiffs every 2 weeks for £10,which is from her cheque book,i moved from my parents address back in 2002.

[labman]

Re: Vulnerable adult

Open Forum means purely post here, so it is asking people do not offer to help you away from the site, or via private message.

Have the bailiffs visited you when you were alone?

Personally I would be contacting the council in writing and asking that as you are vulnerable, they take the debt back.

In the meantime I'd ask your wife to phone and find out:

1. How many Liability Orders they have against you?
2. The dates they were obtained?
3. The addresses they were for?
4. The period of time each covers?
5. How much each one was for?
6. How much is still outstanding?
7. The dates they were passed on for enforcement?

Also have a read of this:

http://www.legalbeagles.info/forums/...67-Council-Tax

Finally, I would send (or ask your wife to send) the bailiff company Letter 1 from the following link:

http://www.legalbeagles.info/forums/...Useful-Letters

Once we're armed with that information we can move forward.

[sanj]

Re: Vulnerable adult

Thanks LABMAN this was very useful information i didnt now...cheers

[sanj]

Re: Vulnerable adult

Hi..Would like to ask you a question..

If a bailiff company is aware the person is vulnerably(ie long term ill,unemployed and other issues which is classed as vulnerable) and proof is sent to them via recorded delivery.
Do they have a moral duty to inform the local authority of this?
And if they fail to inform the authority of this a press ahead with enforcement is that classes as unlawful?
Can you advise please...cheers

[bluebottle]

Re: Vulnerable adult

Hi..Would like to ask you a question..

If a bailiff company is aware the person is vulnerably(ie long term ill,unemployed and other issues which is classed as vulnerable) and proof is sent to them via recorded delivery.
Do they have a moral duty to inform the local authority of this?
And if they fail to inform the authority of this a press ahead with enforcement is that classes as unlawful?
Can you advise please...cheers

It is a requirement of the MoJ National Standards for Enforcement Agents, which bailiff companies and local authorities have signed up to, that bailiffs should inform local authorities of vulnerable debtors. However, the Standards are not enshrined in law and are, therefore, not legally-enforceable. However, bailiff companies collecting public debt, including CT arrears, are required to hold an OFT Category F Debt Collection Licence as a condition of contract. This does require them to inform creditors of vulnerable debtors. Item 2 of the OFT Debt Collection Guidelines, which I am attaching to this post, explains this. Compliance with the Guidelines is a condition of their licence. As to the situation of a bailiff company failing to inform a local authority of a vulnerable debtor and continuing with enforcement regardless, again, that may well amount to a breach of the bailiff company's OFT Licence. However, it may also amount to harassment under the Protection from Harassment Act 1997. If you suspect a bailiff company has not informed a local authority of a debtor's vulnerable status, the local authority should be contacted directly, quoting the relevant part of the MoJ National Standards for Enforcement Agents (also attached).