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Hello, There doesn't seam to be many topics about B&S.
So here's mine.
I’ve spent this afternoon and evening reading up different post’s on this site, as many posts as I could, and have gained a lot of information – Thank-you. (About 12 hours ago, I was almost caving into B&S’s demands, but I’m not any longer).
I just wish I knew 12 hours ago what I know now !
Hopefully, from this experience, I can stay around and help others in the same predicament.
But, from my personal stand point, I hope you could give me some guidance.
The debt is for about £600 CT. I’m not 100% on the actual figure until I ring the council in the next day or 2.
Basically, I’m abit of a pillock, and bury my head in the sand when it comes to problems like this, and ditch letters they send me in the hope they disappear… Unfortunately, B&S are not disappearing.
Basically, in March of this year, Bailiff 1 called around to my house (Not sure of the date of the 1st visit),I ignored his knocking. He then came back on the 30/3/11, again, I ignored him, but he listed my car and my friend’s caravan that were on the driveway. He posted the “Notice Of Seizure Of Goods” in a brown envelope, addressed to me through the door.
As soon as he posted this ‘Notice Of Seizure Of Goods’ notice through the door, I rung him up on the phone number he provided, and told him that I need my car for work, and that the caravan wasn’t mine.
He promptly told me that, unless the car is a works car, it will be sold at auction, and I would need to prove the caravan wasn’t mine.
As it turns out, he listed my car incorrectly – He took the model number off the bootlid of the car, but got it wrong on the Notice Of Seizure.
I won’t list my actual car, but as an example, on the seizure notice he listed a “BMW 825”, but my actual car is a “BMW 828”. As I say, they aren’t real, but you get the idea.
He listed:
“Incorrect Car”
“Caravan” – That’s not mine.
But with the caravan listing, most of the writing is illegible.
Also came with another letter stating:
Council Tax and Court Costs: £664.00 – This sounds about right
Attendance to Levy Fee’s: £42.50
Levy Fee: 46.00
Walking Possession Fee: …………
Redemption Of Goods Fee (Head H): £24.50
Payments Received/Reductions: …………
Total: £777.00
He then signed and dated it. Of course, I didn’t.
Anyway, I never heard back from him, and my friend removed his caravan from my property.
Fast forward to today….
Come to today, and a bailiff knocks on the door while my partner is at home, which she ignores and proceeds to ring me, while at the same time, the bailiff is also ringing me (He must’ve got the number from the previous bailiff).
I panic, as I’m at work and powerless to do anything, I ring the bailiff back to be told that “I must pay the full amount by noon tomorrow, or else”, I told the bailiff that I can’t pay the full amount, but I can pay a partial amount on Friday (13th May), the partial payment being half (About £450), but he said that I can’t do that, I have to pay in full by noon tomorrow. He then proceeded to say that I should borrow the money from a friend/family member or Payday loan, and as I told him, I’m not in the position to be able to do this, he said have you got a credit card, to which I said no…. He was then ummin and aahhhhin, and told me again that I must pay the debt in FULL by tomorrow lunchtime, to which I said that is not possible.
He said, if I don’t pay, he will have to come back tomorrow regardless.
And he said that if he comes back tomorrow, that will accrue a further £180.00 charge on top.
What he did post to me through the door today, NOT in an envelope addressed to me… just shoved through the door, is a letter stating:
“IMPORTANT NOTICE…. Blah blah
A BAILIFF REMOVEL TEAM VISITED TODAY TO REMOVE YOUR GOODS FOR SALE BY PUBLIC AUCTION
The initial charge for today’s visit amounted to £…180-00
N.B Additional charges could be incurred if we re-attend to remove.
Total Now Due and payable is: £….957-00
In order to prevent the removal of your goods you must contact the bailiff immediately on: 07xxxxxx”
He then sign it: Kevin Ward, and the date/time etc etc.
At the top of the letter, in biro, he has written: “To re-attend today” - But it would appear he didn't re-attend today !
Now this is where this forums comes in, and I realise now, that I shouldn’t have spoken to him, but that’s irrelevant, as NO bailiff has been in my house ! And never will do.
Tomorrow, he is coming again – Not an issue to me, as I have a day off, I will be at home, and will be sat in my chair supping a cuppa coffee when he knocks J
And I hope that he posts the same again tomorrow, as he did today – Great stuff to show the council on Friday !
Vicarious liability, anyone ?
Adding £180.00 charges for no reason ?
I admit, over the 2 different bailiffs so far, and in total, they have acrewed the 2 visit charges, so I owe B&S £42.50 – I know this, but I ain’t paying £180.00 for todays visit then a further £180.00 for tomorrows visit.
Anyway, what’s going to happen, is Friday, when I get paid, I’m going down the council offices, I shall pay them £150 on Friday towards the debt, I shall also show them the letters the bailiffs have given me (Again, vicarious liability ?), where they are charging £180.00, and then I shall go down every 4 weeks from Friday to pay a further £150 off towards the debt. I think that is reasonable, do you ?
Oh, and because I haven’t heard from the “original” bailiff, I have ‘hid’ my car for tonight, ready for them tomorrow ! They aren’t actually after my car – Do you think they have forgotten about what the 1st bailiff did ?
But my question is, how do I handle B&S ?
I shall start paying the debt owed to the council on Friday, and every 4 weeks thereafter (at £150 a month), but what about B&S ?
As in 4-5 months time, my debt with the council will be over, but how do I handle B&S ?
A £600 debt, has now gone to an almost £1000 debt with B&S - Bearing in mind, they "are" coming back tomorrow, so might accrue to almost £1200. Seem fair ?
Thank-you,
Ferret !
So here's mine.
I’ve spent this afternoon and evening reading up different post’s on this site, as many posts as I could, and have gained a lot of information – Thank-you. (About 12 hours ago, I was almost caving into B&S’s demands, but I’m not any longer).
I just wish I knew 12 hours ago what I know now !
Hopefully, from this experience, I can stay around and help others in the same predicament.
But, from my personal stand point, I hope you could give me some guidance.
The debt is for about £600 CT. I’m not 100% on the actual figure until I ring the council in the next day or 2.
Basically, I’m abit of a pillock, and bury my head in the sand when it comes to problems like this, and ditch letters they send me in the hope they disappear… Unfortunately, B&S are not disappearing.
Basically, in March of this year, Bailiff 1 called around to my house (Not sure of the date of the 1st visit),I ignored his knocking. He then came back on the 30/3/11, again, I ignored him, but he listed my car and my friend’s caravan that were on the driveway. He posted the “Notice Of Seizure Of Goods” in a brown envelope, addressed to me through the door.
As soon as he posted this ‘Notice Of Seizure Of Goods’ notice through the door, I rung him up on the phone number he provided, and told him that I need my car for work, and that the caravan wasn’t mine.
He promptly told me that, unless the car is a works car, it will be sold at auction, and I would need to prove the caravan wasn’t mine.
As it turns out, he listed my car incorrectly – He took the model number off the bootlid of the car, but got it wrong on the Notice Of Seizure.
I won’t list my actual car, but as an example, on the seizure notice he listed a “BMW 825”, but my actual car is a “BMW 828”. As I say, they aren’t real, but you get the idea.
He listed:
“Incorrect Car”
“Caravan” – That’s not mine.
But with the caravan listing, most of the writing is illegible.
Also came with another letter stating:
Council Tax and Court Costs: £664.00 – This sounds about right
Attendance to Levy Fee’s: £42.50
Levy Fee: 46.00
Walking Possession Fee: …………
Redemption Of Goods Fee (Head H): £24.50
Payments Received/Reductions: …………
Total: £777.00
He then signed and dated it. Of course, I didn’t.
Anyway, I never heard back from him, and my friend removed his caravan from my property.
Fast forward to today….
Come to today, and a bailiff knocks on the door while my partner is at home, which she ignores and proceeds to ring me, while at the same time, the bailiff is also ringing me (He must’ve got the number from the previous bailiff).
I panic, as I’m at work and powerless to do anything, I ring the bailiff back to be told that “I must pay the full amount by noon tomorrow, or else”, I told the bailiff that I can’t pay the full amount, but I can pay a partial amount on Friday (13th May), the partial payment being half (About £450), but he said that I can’t do that, I have to pay in full by noon tomorrow. He then proceeded to say that I should borrow the money from a friend/family member or Payday loan, and as I told him, I’m not in the position to be able to do this, he said have you got a credit card, to which I said no…. He was then ummin and aahhhhin, and told me again that I must pay the debt in FULL by tomorrow lunchtime, to which I said that is not possible.
He said, if I don’t pay, he will have to come back tomorrow regardless.
And he said that if he comes back tomorrow, that will accrue a further £180.00 charge on top.
What he did post to me through the door today, NOT in an envelope addressed to me… just shoved through the door, is a letter stating:
“IMPORTANT NOTICE…. Blah blah
A BAILIFF REMOVEL TEAM VISITED TODAY TO REMOVE YOUR GOODS FOR SALE BY PUBLIC AUCTION
The initial charge for today’s visit amounted to £…180-00
N.B Additional charges could be incurred if we re-attend to remove.
Total Now Due and payable is: £….957-00
In order to prevent the removal of your goods you must contact the bailiff immediately on: 07xxxxxx”
He then sign it: Kevin Ward, and the date/time etc etc.
At the top of the letter, in biro, he has written: “To re-attend today” - But it would appear he didn't re-attend today !
Now this is where this forums comes in, and I realise now, that I shouldn’t have spoken to him, but that’s irrelevant, as NO bailiff has been in my house ! And never will do.
Tomorrow, he is coming again – Not an issue to me, as I have a day off, I will be at home, and will be sat in my chair supping a cuppa coffee when he knocks J
And I hope that he posts the same again tomorrow, as he did today – Great stuff to show the council on Friday !
Vicarious liability, anyone ?
Adding £180.00 charges for no reason ?
I admit, over the 2 different bailiffs so far, and in total, they have acrewed the 2 visit charges, so I owe B&S £42.50 – I know this, but I ain’t paying £180.00 for todays visit then a further £180.00 for tomorrows visit.
Anyway, what’s going to happen, is Friday, when I get paid, I’m going down the council offices, I shall pay them £150 on Friday towards the debt, I shall also show them the letters the bailiffs have given me (Again, vicarious liability ?), where they are charging £180.00, and then I shall go down every 4 weeks from Friday to pay a further £150 off towards the debt. I think that is reasonable, do you ?
Oh, and because I haven’t heard from the “original” bailiff, I have ‘hid’ my car for tonight, ready for them tomorrow ! They aren’t actually after my car – Do you think they have forgotten about what the 1st bailiff did ?
But my question is, how do I handle B&S ?
I shall start paying the debt owed to the council on Friday, and every 4 weeks thereafter (at £150 a month), but what about B&S ?
As in 4-5 months time, my debt with the council will be over, but how do I handle B&S ?
A £600 debt, has now gone to an almost £1000 debt with B&S - Bearing in mind, they "are" coming back tomorrow, so might accrue to almost £1200. Seem fair ?
Thank-you,
Ferret !
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