Tweet
Phillips - Distress Warrant
Hi All
Hoping someone can shed some light
i Originally received a fine for no car insurance (bank mix-up) of £500
i missed 2 payments due to been out of the country on business and then i receive notification from "Phillips" that i have issued a distress warrant for the outstanding balance of £200 plus £ 80 Phillips costs....this letter was issued to a previous address on the 23rd November 2010, i received notification of this around the 27th November to which i contacted them immediately.....unfortunately i was stuck out of the country and couldnt resolve this immediately....over the next 10 days or so i had various conversations with a phillips contact asking for the full amount or else !
i finally got back into the country monday 6th december and told them i would try and raise the finances over the next 48hrs.....they called yesterday (wednesday 8th) to which i told them that i could raise the money in fuill but not until Friday 17th December.....they told me this wasnt good enough and that if i couldnt get the money today either via a family member or a "pay day" loan !!!!! then they would have no alternative but to send the baliffs round !
they then called back at 4pm and again i explained i was willing to pay the full amount of £280 on the 17th december......again they said "no good" and action would commence and the £200 baliffs costs had already incurred and would now show on my account.
About 5 minutes later i received one of their lovely texts asking me to contact an 0845 number to arrange a payment plan......i thought what the hell...so i did this and offered £140 fortnightly commencing friday 17th december......surprise surprise this was accepted !!!
i am now at a total loss to know what is going on....please can any one offer any insight into this !!!!
by the way i have contacted the local courts and they have said although this seems "bullying" tactics there is nothing they can do !!
HELP !!
Hoping someone can shed some light
i Originally received a fine for no car insurance (bank mix-up) of £500
i missed 2 payments due to been out of the country on business and then i receive notification from "Phillips" that i have issued a distress warrant for the outstanding balance of £200 plus £ 80 Phillips costs....this letter was issued to a previous address on the 23rd November 2010, i received notification of this around the 27th November to which i contacted them immediately.....unfortunately i was stuck out of the country and couldnt resolve this immediately....over the next 10 days or so i had various conversations with a phillips contact asking for the full amount or else !
i finally got back into the country monday 6th december and told them i would try and raise the finances over the next 48hrs.....they called yesterday (wednesday 8th) to which i told them that i could raise the money in fuill but not until Friday 17th December.....they told me this wasnt good enough and that if i couldnt get the money today either via a family member or a "pay day" loan !!!!! then they would have no alternative but to send the baliffs round !
they then called back at 4pm and again i explained i was willing to pay the full amount of £280 on the 17th december......again they said "no good" and action would commence and the £200 baliffs costs had already incurred and would now show on my account.
About 5 minutes later i received one of their lovely texts asking me to contact an 0845 number to arrange a payment plan......i thought what the hell...so i did this and offered £140 fortnightly commencing friday 17th december......surprise surprise this was accepted !!!
i am now at a total loss to know what is going on....please can any one offer any insight into this !!!!
by the way i have contacted the local courts and they have said although this seems "bullying" tactics there is nothing they can do !!
HELP !!
Comment