Philips debt recovery HELP!!!!!!!!!!!!!!!!1

[pingu]

hello all im new to all this and have tried to avoid getting into debt however last year i was found tyo have no tv liscence i arragned payments to be taken out of my bank account my bennifits were then stopped i was not made a ware of this until a month later i had suffered a miscarried and was understandable mental unstable on top of post natle depression with my first child 6 months before
i have had long standing dianosed mental illness aside from the depresed and the pndwhich means that i dont go out of the flat for days and weeks at a time i recived one letter for a magistrates court i pled guilt then expalined my situatuion i was fines £125 which i couldnt pay at once i was advised to go to a debt clinic that was being held in the same court i had just fought and lost a residence battle over my survivng child understandbly i couldnt face going in i was then informed i had "missed" a court date and i had two days to send cash in an envolpe to the courts which i refused to do averyone knows that you dont send money in the piost!!!!!
anyhow its been 3 weeks i now have a philips letter on my door sent the 19th march it stating i had to pay £200!!! in seven days which mean si have only 2 days left but i dont get paid til next week and i only recive £184. now my maths aint grat but we can all see the problem i have no one to tuirn to and when i rang to make arangements i was told that i could make a payment arangement AFTER i had paid the 200 in full which made no sense the women was very rude and told me that i had no excuse because i was being paid next week and if the money isnt there the bailifs will force ther way into my property and charge me an extra 200 for their troubles and i have nothing in the falt that is mine apart from a few books and personal items diarys etc everyhting else is borrow from my sons dad
they have refused an offer of £40 a month
i am registered disabled due to my problems and recived dla mobilty and care and job seekers allowence are they able to do this to me??? HELP!!!!!!!!!!!!!!!

[Amy]

Re: Philips debt recovery HELP!!!!!!!!!!!!!!!!1

One particular group of people who might be considered as vulnerable are people with a disability and this is covered in the National Standard for Enforcement Agents, which was produced by the Lord Chancellor's department.

You need to telephone the court and ask for a means enquiry hearing in order that they can set payments for you that you will be able to afford. You need to do this as soon as possible.

Have you paid anything towards this fine?

You need to be careful here because for certain types of fines for example parking fines, speeding fines and TV licence fines, bailiffs do have the power to break into your home to take your goods even if they have not been into your home before. You must, therefore, treat a Magistrates Court fine as a priority debt because you could be sent to prison if you default on payments and, although very rare, this does happen.

Post back if you have any further questions or there is anything you do not understand.