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Hi there
I have a bit of a problem i really need some help with please, if possible.
I had WofE issued to me last year and i had to fill in the n245 form to ask it to be suspended and ask to pay by installments.
The court agreed i could pay £10 a month as i am only on Disability Benefit. I was to pay this on a set date each month.
However a month after the Judge decided on the £10 a month my partner was made redundant, so then we were living on even less money than before after everything was paid out. The mortgage alone was £550.
Anyway i managed to find the money each month and never missed a payment, but some months i couldn't pay until a day or 2 later than the planned date due to difficulty getting the money together or having to borrow money from my parents due to not having enough to live on. In December i was really struggling and i couldn't pay till the 24th so i phoned up as usual to pay and they werent answering, so i tried again on 28th after the Christmas break. They said i couldn't pay them and that they had applied again for a WofE and that i would now have to pay the bailiff instead. I foned the bailiff straight away to tell them what just happened and the next day i went to the court to get the WofE suspended and to pay and clerk that works there. He then said you can't suspend a WofE until you get it. They then gave me a n245 and said come back when the WofE arrives.
Anyway the WofE has arrived today and it says i have 7 days to pay up in full or they will come back in 7 days with a van and add a fee of £139. It also says they may have the police present.
So my question is. Can i apply to suspend a WofE for a second time? If so should i explain all the above to the judge. I cannot see anything written anywhere on the WofE that says i can apply to have it suspended, so i am really scared. I am worried sick because this is over 1k and i just havn't got the money. I can't bare the thought of them coming in my house and restraining me while they take what they like. I am disabled and so i won't be able to defend myself or fight back against these men.
Can someone please advise what my options are
Thank you.
I have a bit of a problem i really need some help with please, if possible.
I had WofE issued to me last year and i had to fill in the n245 form to ask it to be suspended and ask to pay by installments.
The court agreed i could pay £10 a month as i am only on Disability Benefit. I was to pay this on a set date each month.
However a month after the Judge decided on the £10 a month my partner was made redundant, so then we were living on even less money than before after everything was paid out. The mortgage alone was £550.
Anyway i managed to find the money each month and never missed a payment, but some months i couldn't pay until a day or 2 later than the planned date due to difficulty getting the money together or having to borrow money from my parents due to not having enough to live on. In December i was really struggling and i couldn't pay till the 24th so i phoned up as usual to pay and they werent answering, so i tried again on 28th after the Christmas break. They said i couldn't pay them and that they had applied again for a WofE and that i would now have to pay the bailiff instead. I foned the bailiff straight away to tell them what just happened and the next day i went to the court to get the WofE suspended and to pay and clerk that works there. He then said you can't suspend a WofE until you get it. They then gave me a n245 and said come back when the WofE arrives.
Anyway the WofE has arrived today and it says i have 7 days to pay up in full or they will come back in 7 days with a van and add a fee of £139. It also says they may have the police present.
So my question is. Can i apply to suspend a WofE for a second time? If so should i explain all the above to the judge. I cannot see anything written anywhere on the WofE that says i can apply to have it suspended, so i am really scared. I am worried sick because this is over 1k and i just havn't got the money. I can't bare the thought of them coming in my house and restraining me while they take what they like. I am disabled and so i won't be able to defend myself or fight back against these men.
Can someone please advise what my options are
Thank you.
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