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Back in 2008 we had several charging orders on our house from various creditors right before the financial crash. Rather than making the orders final a couple of them agreed to lift their orders to allow the property to be sold (the mortgage company were also seeking to repossess but didn’t as we found a buyer). The creditors have taken no further enforcement action in the intervening fifteen years. I know they could apply for permission to enforce their ccj’s at any point, but what’s the chances of their application being successful, and could they apply for a charge on my current property?
Charging order second dip?
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