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Help needed with another letter from Cabot!

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  • #16
    Re: Help needed with another letter from Cabot!

    Do i need to hand sign the form or not? Will my name be fine?

    Comment


    • #17
      Re: Help needed with another letter from Cabot!

      Just thinking... if i now send this cca off to them are they likely to have the relevant documentation? Will it reset the clock for "acknowledging the debt" again?

      Thanks

      Comment


      • #18
        Re: Help needed with another letter from Cabot!

        Originally posted by Josh12365 View Post
        Do i need to hand sign the form or not? Will my name be fine?
        your signature's fine ... I've seen CCAs be returned due to no signature
        Originally posted by Josh12365 View Post
        Just thinking... if i now send this cca off to them are they likely to have the relevant documentation? Will it reset the clock for "acknowledging the debt" again?

        Thanks
        the CCA doesn't reset the clock or acknowledge the debt ... if it turned out that they did have the relevant documents (and that they complied with the regulations) you would still have room to manoeuvre xx
        Debt is like any other trap, easy enough to get into, but hard enough to get out of.

        It doesn't matter where your journey begins, so long as you begin it...

        recte agens confido

        ~~~~~

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        • #19
          Re: Help needed with another letter from Cabot!

          All done! CCA request has been sent.....watch this space!

          Comment


          • #20
            Re: Help needed with another letter from Cabot!

            Hello guys

            Not yet received anything in reply to my CV request to Cabot! It's now the 25/09. What happens now?
            Do i still continue to sit tight and wait over the 12 day period for a reply?

            Thanks :-)

            Comment


            • #21
              Re: Help needed with another letter from Cabot!

              Hi

              Its just a case of sit and wait

              When was your account with Cap 1 opened?

              Comment


              • #22
                Re: Help needed with another letter from Cabot!

                Was opened in 2011 .

                Just wondering... why on the cca request form do you have state 12 days to respond? Does the 12 days mean anything?

                Comment


                • #23
                  Re: Help needed with another letter from Cabot!

                  12 days is the period prescribed via the the Schedule of the catchily-named Consumer Credit (Prescribed Periods for Giving Information) Regulations 1983.
                  A further 2 days is usually allowed for postal delivery of the request.
                  CAVEAT LECTOR

                  This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                  You and I do not see things as they are. We see things as we are.
                  Cohen, Herb


                  There is danger when a man throws his tongue into high gear before he
                  gets his brain a-going.
                  Phelps, C. C.


                  "They couldn't hit an elephant at this distance!"
                  The last words of John Sedgwick

                  Comment


                  • #24
                    Re: Help needed with another letter from Cabot!

                    I have a reply!!! Please see my letter from Cabot attached.
                    Is this good? Do i need to do anything?

                    Thanks guys!
                    Attached Files

                    Comment


                    • #25
                      Re: Help needed with another letter from Cabot!

                      Hi. It's fairly standard from Cabot but who knows if they will be able to produce the goods

                      Comment


                      • #26
                        Re: Help needed with another letter from Cabot!

                        Ok thanks. Is it likely that Capital One will have the relevant documentation etc after all this time?

                        It also surprises me that these "debt collection companies" literally don't have anything on you do they? Apart from a name and address and an amount you owe it seems like.

                        Comment


                        • #27
                          Re: Help needed with another letter from Cabot!

                          Data held from 2012/2013?
                          Possibly.
                          CAVEAT LECTOR

                          This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                          You and I do not see things as they are. We see things as we are.
                          Cohen, Herb


                          There is danger when a man throws his tongue into high gear before he
                          gets his brain a-going.
                          Phelps, C. C.


                          "They couldn't hit an elephant at this distance!"
                          The last words of John Sedgwick

                          Comment


                          • #28
                            Re: Help needed with another letter from Cabot!

                            I did a SAR to Cap 1 recently and got details of an account opened in 1999 and closed in 2004 ish but every case is different and all depends just how hard they will look for it

                            Comment


                            • #29
                              Re: Help needed with another letter from Cabot!

                              Blimey! They're clearly going to have one for me then :/

                              Comment


                              • #30
                                Re: Help needed with another letter from Cabot!

                                Originally posted by Josh12365 View Post
                                Blimey! They're clearly going to have one for me then :/
                                But will they be bothered or even will they have to find it for the claimant

                                Comment

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