ppi claim

[gemmaj]

I recently received a letter from Barclays bank with respect to joint bank account we held. Apparently their was ppi policy in the overdraft we had and could be entitled to a claim. They contacted me and advised me to put the claim in. I have now received a letter from they saying they can't find a ppi policy on the account in my name... ?? I spoke direct to them and was told yes there is a policy but its in my ex-husbands name and even though it was a joint account I am not entitled to anything?? How can this be right when it was a joint bank account?? Surely I would be entitled to half the claim?? Any help greatly received

[enaid]

Re: ppi claim

Hi and welcome. A joint account should have both your names on it, so unsure they can say it was in your ex husbands name.
Also I don't understand this

Apparently their was ppi policy in the overdraft

was that written in the letter from Barclays ?

[gemmaj]

Re: ppi claim

Hi what I meant was i was told in a letter by barclays there was a ppi policy on the overdraft of the joint bank account after investigating they have told me I am not entitled to any refund as the policy is in my ex-husbands name even though it's a joint bank account I hope that is more clear ☺ thanks for any help you can give

[enaid]

Re: ppi claim

I may be wrong but it is often the first named on the account that the policy is with and the only one who signed at the time it was taken out,.If you did not sign at the time then imo and I may be wrong the policy in his name only would only be payable to him via a claim or mis selling.

[Turboman]

Re: ppi claim

I may be wrong but it is often the first named on the account that the policy is with and the only one who signed at the time it was taken out,.If you did not sign at the time then imo and I may be wrong the policy in his name only would only be payable to him via a claim or mis selling.

I agree