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first credit

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  • first credit

    1st credit has been chasing me for a debt dated 19 12 2014
    they have purchased the debt on 20 11 2014 from the original creditor the letter said.
    A letter was sent with the guidance of your website
    asking for the original credit agreement etc
    recorded delivery with a postal order for 1 pound as the statutory fee dated 26 12 2014

    31 12 2014 they replied to say that they will contact the lender to request a copy of the agreement and in the mean time that they will suspend collection activity.
    09 12 2016 after two years they have forwarded copy statements showing full balances.
    No credit agreement but only the toatal balance.
    Please help as to what should be done next.
    Thank you
    wat
    Tags: None

  • #2
    Re: first credit

    Originally posted by wat View Post
    1st credit has been chasing me for a debt dated 19 12 2014
    they have purchased the debt on 20 11 2014 from the original creditor the letter said.
    A letter was sent with the guidance of your website
    asking for the original credit agreement etc
    recorded delivery with a postal order for 1 pound as the statutory fee dated 26 12 2014

    31 12 2014 they replied to say that they will contact the lender to request a copy of the agreement and in the mean time that they will suspend collection activity.
    09 12 2016 after two years they have forwarded copy statements showing full balances.
    No credit agreement but only the toatal balance.
    Please help as to what should be done next.
    Thank you
    wat
    This is a duplicate of your thread started here where you have replies

    http://legalbeagles.info/forums/show...745#post700745

    Di

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