Hello, please could someone help me with some advise -
My 18 year old son went to Audi and has bought a car on a PCP - in Sept 2016, he had only been working self employed at that point for 6 weeks!! Audi would lend him the money without a guarantor, which I refused, however they then arranged him finance with Barclays finance. He has made 3 payments of £315, and has now got no work on, with the next payment being due on 23/01/2017, he has no way of paying this and is not able to afford £315 plus £170 insurance anyway as he is only an apprentice labourer on day rate, which is why I said no in the first place, never expecting them to lend him the money. He needs to hand this car back but I've no idea how to try and do this, I have been to Audi and they want nothing to do with it, and I have call Barclays and they are being very unhelpful, please what can I do, how Do I help him with this before it becomes something we both can't handle, I have no money to give him? No sure if this is in the right place as I've never used a forum before.
My 18 year old son went to Audi and has bought a car on a PCP - in Sept 2016, he had only been working self employed at that point for 6 weeks!! Audi would lend him the money without a guarantor, which I refused, however they then arranged him finance with Barclays finance. He has made 3 payments of £315, and has now got no work on, with the next payment being due on 23/01/2017, he has no way of paying this and is not able to afford £315 plus £170 insurance anyway as he is only an apprentice labourer on day rate, which is why I said no in the first place, never expecting them to lend him the money. He needs to hand this car back but I've no idea how to try and do this, I have been to Audi and they want nothing to do with it, and I have call Barclays and they are being very unhelpful, please what can I do, how Do I help him with this before it becomes something we both can't handle, I have no money to give him? No sure if this is in the right place as I've never used a forum before.