Lowell - Capital One Short Agreement form urgent advice needed

[MIKE770]

Re: Lowell - Capital One Short Agreement form urgent advice needed

stays the same, the debt is still owing but cannot be enforced and the entry has to correct at all times

[Browneyes1992]

Re: Lowell - Capital One Short Agreement form urgent advice needed

Ok so the judge complimented my statement and layout of the exhibits. commented that I had raised a lot of "technical" points. Kept their witness statement in as most of what was in it was in mine. Went through the notice of default decided that was okish. "was very concerned" about the lack of relevant terms and conditions and prescribed terms on the signed "Application form" and lack of info on the statement to explain how the outgoings were worked out and gave a stay of 12 months for lowell to produce the relevant terms and conditions. I pointed out shouldn't it be a signed agreement with the relevant terms on it and the judge said that would be up to the next Judge to determine. not exactly a win just a watch this space? does it sound good or bad news based on anyones experience?